The Data Quality Scanner is an automated platform that helps lenders ensure accurate and compliant credit reporting and dispute data. It includes two modules:

Furnishing Module: Evaluates Metro 2^® data before or after it is sent to credit bureaus. It scans 100% of furnished data using proprietary rules to detect inconsistencies, regulatory risks, and account-level issues.

Disputes Module (patent pending): Analyzes credit bureau disputes to uncover data quality problems, track how bureaus transform furnished data, and assess dispute resolution effectiveness.

Together, these modules provide a comprehensive view of data quality across the credit reporting lifecycle. The Data Quality Scanner is trusted by over 50 financial institutions including banks, credit unions, fintech lenders, and loan servicers of all sizes.

The ruleset is grounded in the CDIA's Credit Reporting Resource Guide^® and refined over 10+ years in production. It is updated 2–3 times per year, continuously being improved through ongoing analysis by our colleagues and client feedback. The ruleset aligns with the latest regulatory guidelines and consists of both single-month rules and month-over-month ruless to detect illogical account progression. This helps prevent consumer harm caused by inaccurate credit reporting.

Clients can start with free trials of the Furnishing and Disputes Modules to evaluate the quality of their Metro 2^® and disputes data. The Data Quality Scanner (DQS) is a cloud-based solution, making setup fast and straightforward after completing standard infosecurity requirements. We offer flexible integration options, including SFTP for secure, seamlesss file transfers or streamlined Metro 2^® data ingestion directly from Equifax. Our dedicated onboarding team provides hands-on support to ensure a smooth implementation and help your team get up and running quickly.

Data security is at the forefront of everything we do. The Data Quality Scanner is hosted on AWS, is PCI-DSS certified, and undergoes an annual SOC 2 Type 2 audit to ensure compliance and protection. We are trusted by more than 50 financial institutions, including global banks, leading credit unions, large fintechs, and lenders of all sizes and portfolios.

Pricing scales based on usage and scope, with flexible plans designed to fit any need, whether you require consistent usage or audit-based access. Most clients start with a free trial to evaluate data quality and build a business case. For detailed pricing information, please reach out to our team directly.

Equifax securely reroutes your Metro 2^® furnishing data to Bridgeforce’s Data Quality Scanner (DQS) for automated analysis with over 390 risk-ranked rules. DQS surfaces account-level issues, prioritizes fixes, and can be paired with hands-on consulting. You may also send data directly to DQS if you prefer. Learn more about the Equifax & Bridgeforce Data Solutions partnership.