The only End-to-End Accuracy Solution for credit reporting & disputes

Trusted by top lenders and servicers for over a decade, our Data Quality Scanner ensures Metro 2^® accuracy and FCRA compliance, scanning billions of tradelines and hundreds of thousands of disputes annually.

Start your free trial today and cut dispute rates 30%+.

Comprehensively Assess Metro 2^® Data Quality Before or After Furnishing

The Data Quality Scanner Furnishing Module evaluates the quality of Metro 2^® credit reporting data before or after furnishing. It assesses 100% of the data furnished using our proprietary ruleset, which has been developed and refined over the past decade to stay current with the CDIA guidelines, regulatory guidance, and specific product needs.

Find

Go beyond internal solutions with 391 risk-ranked rules and month-over-month analysis.

prioritize

Automate file inspections and drill down into account details to find the root cause of issues.

Fix

Leverage our consulting support to address all your credit reporting and disputes needs.

Comprehensively Assess Data Quality in Credit Bureau Disputes and Responses

The patent-pending Data Quality Scanner Disputes Module uses a combination of Data Quality Scanner Rules, Metro 2^®, ACDV, and AUD data to identify data issues in indirect disputes, credit bureau transformations, and agent dispute responses.

Find

Issues in the data being disputed, sources of those issues, and how well the disputes team is addressing them.

PRIORITIZE

Education opportunities within the disputes team and root-cause conversations with colleagues and CRAs.

Fix

Reduce up to 80% of unresolved dispute errors that lead to repeat disputes & FCRA complaints & litigation.

how it works: furnishing & disputes modules together

Provide Real-Time Data Quality Decision Support for Dispute Analysts

Our next-generation, Data Quality Scanner Module features the industry's first real-time decision support tool that dramatically improves dispute response quality and costs by offering both human and solution-led AI options.

We’re also bringing generative AI, powered by Amazon Bedrock, into key areas of our product suite to boost data accuracy and streamline dispute resolution. Our Furnishing and Disputes Modules will feature AI chatbots that proactively check data quality using our industry-leading ruleset, helping organizations stay compliant and efficient.

View a recent demo of our AI solutions in action here.

Reduce Credit Bureau Dispute Rates 30%+ with the Data Quality Scanner

Discover how our low-cost solutions inspect every furnished and disputed account against a ruleset of 391 risk-ranked rules for Metro 2^® compliance to reduce credit reporting errors by up to 90% and dispute rates by over 30%.

Please fill out the form so we can set you up with our Free Trial that requires minimal IT support to get started.

Free Trial

Industry Need

Credit reporting quality and disputes handling are under intense scrutiny from consumers, influenced by social media, credit repair organizations, and class action attorneys.

FCRA Litigation continues to rise for 10+ years straight.

FCRA related complaints surge across the CFPB & FTC.

Find out where you stand

We’ve developed a 1-Minute Self-Audit covering key Credit Reporting and FCRA Compliance processes that can help you quickly identify where improvements may be needed.

Schedule a Consultation

After completing the self-audit, you'll receive a free 30-minute consultation with one of our Credit Reporting and FCRA Compliance Experts to review your results.

Frequently Asked Questions

Answers to the Most Frequently Asked Questions About the Data Quality Scanner

Top Questions

What is the Data Quality Scanner?

The Data Quality Scanner is an automated platform that helps lenders ensure accurate and compliant credit reporting and dispute data. It includes two modules:

Furnishing Module: Evaluates Metro 2^® data before or after it is sent to credit bureaus. It scans 100% of furnished data using proprietary rules to detect inconsistencies, regulatory risks, and account-level issues.

Disputes Module (patent pending): Analyzes credit bureau disputes to uncover data quality problems, track how bureaus transform furnished data, and assess dispute resolution effectiveness.

Together, these modules provide a comprehensive view of data quality across the credit reporting lifecycle. The Data Quality Scanner is trusted by over 50 financial institutions including banks, credit unions, fintech lenders, and loan servicers of all sizes.

How does the Data Quality Scanner's industry-leading ruleset work?

The ruleset is grounded in the CDIA's Credit Reporting Resource Guide^® and refined over 10+ years in production. It is updated 2–3 times per year, continuously being improved through ongoing analysis by our colleagues and client feedback. The ruleset aligns with the latest regulatory guidelines and consists of both single-month rules and month-over-month ruless to detect illogical account progression. This helps prevent consumer harm caused by inaccurate credit reporting.

What does setup require?

Clients can start with free trials of the Furnishing and Disputes Modules to evaluate the quality of their Metro 2^® and disputes data. The Data Quality Scanner (DQS) is a cloud-based solution, making setup fast and straightforward after completing standard infosecurity requirements. We offer flexible integration options, including SFTP for secure, seamlesss file transfers or streamlined Metro 2^® data ingestion directly from Equifax. Our dedicated onboarding team provides hands-on support to ensure a smooth implementation and help your team get up and running quickly.

How do you handle data privacy and security?

Data security is at the forefront of everything we do. The Data Quality Scanner is hosted on AWS, is PCI-DSS certified, and undergoes an annual SOC 2 Type 2 audit to ensure compliance and protection. We are trusted by more than 50 financial institutions, including global banks, leading credit unions, large fintechs, and lenders of all sizes and portfolios.

How is pricing structured?

Pricing scales based on usage and scope, with flexible plans designed to fit any need, whether you require consistent usage or audit-based access. Most clients start with a free trial to evaluate data quality and build a business case. For detailed pricing information, please reach out to our team directly.

How do Equifax and Bridgeforce Data Solutions partner together?

Equifax securely reroutes your Metro 2^® furnishing data to Bridgeforce’s Data Quality Scanner (DQS) for automated analysis with over 390 risk-ranked rules. DQS surfaces account-level issues, prioritizes fixes, and can be paired with hands-on consulting. You may also send data directly to DQS if you prefer. Learn more about the Equifax & Bridgeforce Data Solutions partnership.

Ready to validate your Metro 2^® data quality? Sign up for our free furnishing trial today.

Start Your Free Trial

HERE'S WHAT OUR CUSTOMERS & PARTNERS SAY

Rated 5 out of 5

Data furnishers play a critical role in today’s credit ecosystem. As a trusted steward of consumer data, Equifax is committed to investing in practices and partnerships that help us better support customers in ensuring accurate data reporting. Joining forces with Bridgeforce Data Solutions supports this commitment by helping furnishers referred from Equifax enhance the quality of their data, resulting in improved accuracy, lower dispute rates and reduced compliance risk.

Robert Eison, Chief Operating Officer for Equifax United States Information Solutions (USIS)

Rated 5 out of 5

We are happy to see Bridgeforce Data Solutions continue to lead the way in the development of new specialized financial technology solutions that improve their clients’ outcomes by significantly reducing regulatory risks and operational costs. They continue to come up with first-of-its kind ways to utilize our solutions and are a great example of using AWS to best serve their clients. We look forward to seeing what they develop in the future using our new AI tools.

Ben Schreiner, Head of Business Innovation, US SMB for AWS

Rated 5 out of 5

Within the first year, the Data Quality Scanner helped us improve our credit reporting accuracy — a 70% reduction in discrepancies. It directly contributed to the effective rating on our FCRA audit.

Senior Executive, Top Bank

Rated 5 out of 5

Our organization has been using the Data Quality Scanner for some time now, and I cannot recommend it enough. Using the Data Quality Scanner continuously and working with the Bridgeforce Data Solutions’ team of experts helps me sleep at night.

Senior Leader, Top 10 Credit Union

Rated 5 out of 5

We could not believe how easy it was to get started using the Data Quality Scanner. With other vendors, we’re used to drawn out projects with many hurdles and unexpected challenges. That has not been the case here, thank you so much!

Senior Executive, Top 20 Credit Union

Rated 5 out of 5

I have worked with Big 4 firms on similar engagements. From my experience, the knowledge, insight, recommendations, and quality of deliverables provided through the engagement far exceeded my expectations and superior to the firms I have worked with in the past. If ever asked for recommendations on this type of work I will always recommend Bridgeforce first.

Top 10 Bank Executive

INDUSTRY NEWS & INSIGHTS

Stay on top of the latest headline news and access industry resources all in one place

THE SCANNER:

CONSUMER LENDING, COMPLIANCE, and CREDIT RISK & REPORTING NEWS

White House: CFPB Has Cost Consumers Billions of Dollars

February 18, 2026

Equifax Delivers Optimal Path™ Directly to U.S. Consumers via the myEquifax Mobile App

February 17, 2026

FEATURED INSIGHTS

What Recent FCRA Activity Reveals About the State of Consumer Credit Reporting

Key FCRA Litigation Trends, Compliance Risks, and Data Quality Challenges Entering 2026 Disclaimer: This article is for informational purposes only and does not constitute legal

Header graphic illustrating CFPB’s proposed updates to the Consumer Response Intake System and rising credit reporting pressures.

CFPB Considers Updates to Complaint Intake System Amid Rising Consumer Reporting Pressures

The Consumer Financial Protection Bureau (CFPB) has opened a new public comment period to evaluate proposed updates to its Consumer Response Intake Form; the complaint submission

From Frustration to Clarity: Cutting Disputes with an AI Readiness Review to Identify Where AI Can Step in Next

TikTok and AI generated dispute templates have turned credit repair into a high-volume content engine. Across credit unions, banks, servicers, fintechs, auto, and mortgage portfolios, three themes dominate: confusion, frustration, and concern about meeting

Find Out Where You Stand, Now

→ Take the Self-audit

If you don’t have an automated solution that comprehensively assesses all of your accounts, like DQS, you don’t really know where you stand. For initial baseline results, we see clients have between 15-25% of accounts with at least one discrepancy. Complete the self-audit now.

Check box if you meet the requirement

Does your organization have a formal process to conduct reviews prior to transmission of credit reporting files to the CRAs?

Does your organization have a formal process to review the reject & error reports from the CRAs every month and other applicable internal reports to ensure any corrections required are made promptly?

Do you have any automated tools or solutions to review furnishing data across your enterprise and drill down to both the rule and account level to ensure compliance with credit reporting (e.g., Metro 2®) reporting requirements?

If yes, do your automated tools or solutions compare month-over-month credit reporting data to see where values do not conform to reporting requirements, and where fields contain illogical progressions?

Do you formally conduct root-cause analysis of these credit reporting corrections to examine if the identified issue(s) are impacting a larger number of customers?

Are you including credit reporting as part of regression testing when you make changes to the systems that produce your credit reporting furnishing files?

Have you examined upstream operational processes that can affect credit reporting furnishing accuracy (e.g., id theft, bankruptcy, repossession, forbearance, charge-off)?

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Last Name

Company

Title/Role

Your Self-Audit Score

Score

The only End-to-End Accuracy Solution for credit reporting & disputes

Trusted by top lenders and servicers for over a decade, our Data Quality Scanner ensures Metro 2® accuracy and FCRA compliance, scanning billions of tradelines and hundreds of thousands of disputes annually. Start your free trial today and cut dispute rates 30%+.

Comprehensively Assess Metro 2® Data Quality Before or After Furnishing

Find

Go beyond internal solutions with 391 risk-ranked rules and month-over-month analysis.

prioritize

Automate file inspections and drill down into account details to find the root cause of issues.

Fix

Leverage our consulting support to address all your credit reporting and disputes needs.

Comprehensively Assess Data Quality in Credit Bureau Disputes and Responses

The patent-pending Data Quality Scanner Disputes Module uses a combination of Data Quality Scanner Rules, Metro 2®, ACDV, and AUD data to identify data issues in indirect disputes, credit bureau transformations, and agent dispute responses.

Find

Issues in the data being disputed, sources of those issues, and how well the disputes team is addressing them.

PRIORITIZE

Education opportunities within the disputes team and root-cause conversations with colleagues and CRAs.

Fix

Reduce up to 80% of unresolved dispute errors that lead to repeat disputes & FCRA complaints & litigation.

how it works: furnishing & disputes modules together

Provide Real-Time Data Quality Decision Support for Dispute Analysts

Our next-generation, Data Quality Scanner Module features the industry's first real-time decision support tool that dramatically improves dispute response quality and costs by offering both human and solution-led AI options.

Reduce Credit Bureau Dispute Rates 30%+ with the Data Quality Scanner

Discover how our low-cost solutions inspect every furnished and disputed account against a ruleset of 391 risk-ranked rules for Metro 2® compliance to reduce credit reporting errors by up to 90% and dispute rates by over 30%.

Please fill out the form so we can set you up with our Free Trial that requires minimal IT support to get started.

Free Trial

Industry Need

Credit reporting quality and disputes handling are under intense scrutiny from consumers, influenced by social media, credit repair organizations, and class action attorneys.

FCRA Litigation continues to rise for 10+ years straight.

FCRA related complaints surge across the CFPB & FTC.

Find out where you stand

We’ve developed a 1-Minute Self-Audit covering key Credit Reporting and FCRA Compliance processes that can help you quickly identify where improvements may be needed.

Schedule a Consultation

After completing the self-audit, you'll receive a ﻿free 30-minute consultation with one of our Credit Reporting and FCRA Compliance Experts to review your results.

Top Questions

HERE'S WHAT OUR CUSTOMERS & PARTNERS SAY

Robert Eison, Chief Operating Officer for Equifax United States Information Solutions (USIS)

Ben Schreiner, Head of Business Innovation, US SMB for AWS

Senior Executive, Top Bank

Senior Leader, Top 10 Credit Union

Senior Executive, Top 20 Credit Union

Top 10 Bank Executive

INDUSTRY NEWS & INSIGHTS

Stay on top of the latest headline news and access industry resources all in one place

THE SCANNER:

CONSUMER LENDING, COMPLIANCE, and CREDIT RISK & REPORTING NEWS

FEATURED INSIGHTS

Find Out Where You Stand, Now

→ Take the Self-audit

Trusted by top lenders and servicers for over a decade, our Data Quality Scanner ensures Metro 2^® accuracy and FCRA compliance, scanning billions of tradelines and hundreds of thousands of disputes annually.

Start your free trial today and cut dispute rates 30%+.

Comprehensively Assess Metro 2^® Data Quality Before or After Furnishing

The patent-pending Data Quality Scanner Disputes Module uses a combination of Data Quality Scanner Rules, Metro 2^®, ACDV, and AUD data to identify data issues in indirect disputes, credit bureau transformations, and agent dispute responses.

Discover how our low-cost solutions inspect every furnished and disputed account against a ruleset of 391 risk-ranked rules for Metro 2^® compliance to reduce credit reporting errors by up to 90% and dispute rates by over 30%.

After completing the self-audit, you'll receive a free 30-minute consultation with one of our Credit Reporting and FCRA Compliance Experts to review your results.