The End-to-End Accuracy Solution for Credit Reporting & Disputes

Built on proven DQS performance and evolving to support AI-assisted investigation and dispute resolution.
Trusted by lenders and servicers of all sizes for over a decade, Bridgeforce Data Solutions helps financial institutions improve Metro 2® accuracy, strengthen dispute oversight, and support FCRA compliance through the Data Quality Scanner product family.
The DQS platform spans furnishing, disputes, deeper investigation, and emerging AI-assisted capabilities designed to improve quality, consistency, and operational control.
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Furnishing Module New Release

Furnishing Oversight and Data-Quality Review Across Every Furnished Account

The Furnishing Module evaluates the quality of Metro 2® credit reporting data before or after furnishing. It inspects 100% of furnished data using a proprietary ruleset of 387 risk-ranked rules, built from more than a decade of deep Metro 2® expertise and refined through the network effects of inspecting billions of records across a wide range of consumer loan products.

Find
Surface furnishing discrepancy patterns through enhanced dashboards and stronger reporting visibility.
Prioritize
Understand which issues, rules, and populations should be investigated and addressed first.
Fix
Move more efficiently from monitoring to corrective action with clearer insight into what changed and where to focus first.
New Release Furnishing Module (Optional AI Research Assistant add-on available)
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Learn More About the Furnishing Module

Improve Credit Reporting and Dispute Response Accuracy and Consistency with the Data Quality Scanner

See how DQS helps lenders and servicers of all sizes inspect 100% of furnished and disputed Metro 2® data using 387 risk-ranked rules — built from more than a decade of expertise and refined through the network effects of inspecting billions of records across dozens of clients.

Built on the DQS baseline, our tools inspect Metro 2® data quality before or after furnishing, strengthen dispute oversight, support FCRA readiness, and extend into AI-assisted innovation.

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We do not sell or share your information.

Why the Market Has Changed

Industry Pressure

Why the Market Has Changed

Credit reporting and dispute management now operate in a materially different environment. Disputes are becoming longer, more complex, and harder to assess quickly while online content and AI-generated patterns increase volume, noise, and review burden.

Disputes are becoming longer, more complex, and harder to assess quickly.

Online content increasingly shapes how disputes are filed, repeated, and escalated.

AI-generated patterns are increasing volume, noise, and review burden.

Manual review and static rules alone were not built for this level of speed, complexity, and operational pressure.

FCRA Lawsuits
8,000 6,000 4,000 2,000 0 2014 2017 2020 2023 2025 FCRA litigation continues to rise
FCRA Related Complaints
6 MM 4 MM 2 MM 0 2020 2022 2024 2025 FCRA complaint pressure continues to rise across CFPB and FTC
Sources: WebRecon; CFPB Consumer Response Annual Reports; FTC Consumer Sentinel Data Book.
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FIND OUT WHERE YOU STAND

We’ve developed a 1-Minute Self-Audit covering key Credit Reporting and FCRA Compliance processes that can help you quickly identify where improvements may be needed.

SCHEDULE A CONSULTATION

After completing the self-audit, you’ll receive a free 30-minute consultation with one of our Credit Reporting and FCRA Compliance Experts to review your results.

Frequently Asked Questions

Answers to the Most Frequently Asked Questions About the Data Quality Scanner

Top Questions

What is the Data Quality Scanner?
The Data Quality Scanner is an automated platform that helps lenders ensure accurate and compliant credit reporting and dispute data. It includes two modules:

Furnishing Module: Evaluates Metro 2® data before or after it is sent to credit bureaus. It scans 100% of furnished data using proprietary rules to detect inconsistencies, regulatory risks, and account-level issues.

Disputes Module (patent pending): Analyzes credit bureau disputes to uncover data quality problems, track how bureaus transform furnished data, and assess dispute resolution effectiveness.

Together, these modules provide a comprehensive view of data quality across the credit reporting lifecycle. The Data Quality Scanner is trusted by over 50 financial institutions including banks, credit unions, fintech lenders, and loan servicers of all sizes.
How does the Data Quality Scanner's industry-leading ruleset work?
The ruleset is grounded in the CDIA's Credit Reporting Resource Guide® and refined over 10+ years in production. It is updated 2–3 times per year, continuously being improved through ongoing analysis by our colleagues and client feedback. The ruleset aligns with the latest regulatory guidelines and consists of both single-month rules and month-over-month rules to detect illogical account progression. This helps prevent consumer harm caused by inaccurate credit reporting.
What does setup require?
Clients can start with free trials of the Furnishing and Disputes Modules to evaluate the quality of their Metro 2® and disputes data. The Data Quality Scanner (DQS) is a cloud-based solution, making setup fast and straightforward after completing standard infosecurity requirements. We offer flexible integration options, including SFTP for secure, seamless file transfers or streamlined Metro 2® data ingestion directly from Equifax. Our dedicated onboarding team provides hands-on support to ensure a smooth implementation and help your team get up and running quickly.
How do you handle data privacy and security?
Data security is at the forefront of everything we do. The Data Quality Scanner is hosted on AWS, is PCI-DSS certified, and undergoes an annual SOC 2 Type 2 audit to ensure compliance and protection. We are trusted by more than 50 financial institutions, including global banks, leading credit unions, large fintechs, and lenders of all sizes and portfolios.
How is pricing structured?
Pricing scales based on usage and scope, with flexible plans designed to fit any need, whether you require consistent usage or audit-based access. Most clients start with a free trial to evaluate data quality and build a business case. For detailed pricing information, please reach out to our team directly.
How do Equifax and Bridgeforce Data Solutions partner together?
Equifax securely reroutes your Metro 2® furnishing data to Bridgeforce’s Data Quality Scanner (DQS) for automated analysis with over 390 risk-ranked rules. DQS surfaces account-level issues, prioritizes fixes, and can be paired with hands-on consulting. You may also send data directly to DQS if you prefer. Learn more about the Equifax & Bridgeforce Data Solutions partnership.
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