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ABOUT US
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PARTNER: Equifax
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PRODUCT
ABOUT US
RESOURCES
THE SCANNER
SELF-AUDIT
RESOURCE CENTER
PARTNER: Equifax
CONSUMER LENDING, COMPLIANCE, AND
CREDIT RISK & REPORTING NEWS
Navigating the New Normal: Regulatory Approaches to Complaint Monitoring
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What Mattered This Week
CFPB caps overdraft fees at $5 without APR disclosure
December 12, 2024
Experian Introduces No Ding Decline to Help Consumers Apply for Credit Cards With Confidence
December 9, 2024
CFPB Kicks Off Rulemaking to Help Mitigate the Financial Consequences of Domestic Violence and Elder Abuse
December 9, 2024
Consumer Regulator Places Google Payment Under Supervision; Company Sues
December 6, 2024
US Judge Won’t Revive Rule Capping Credit Card Late Fees at $8
December 6, 2024
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Recent News
Consumer Harm Stemming from Certain Overdraft and Non-Sufficient Funds Fee Practices
ncua
|
December 13
CFPB Report Finds Significant Drop in Annual Mortgage Applications and Originations in 2023
cfpb
|
December 13
CFPB caps overdraft fees at $5 without APR disclosure
American Banker
|
December 12
Banks Tighten Credit Access as Demand for Limit Increases Rises
pymnts
|
December 12
ABA’s mortgage advocacy update: Dec. 11
ABA
|
December 12
CFPB’s Chopra won’t resign prior to Trump’s inauguration
Consumer Affairs
|
December 11
WSJ columnist: NFL deal raises questions about credit unions’ tax-exempt status
ABA
|
December 11
The Consumer Bureau Is Likely Here to Stay, but Big Changes Await
New York Times
|
December 11
Top 10: Fintech Trends in 2024
fintech magazine
|
December 11
Credit Card Delinquency and Balance Growth Will Moderate in 2025
Financial Brand
|
December 11
Report: FDIC not ready to handle regional bank failures at time of SVB collapse
ABA
|
December 11
Harper Issues Letter to CU Execs Outlining NCUA’s Approach to Overdraft, NSF Fees
CU TImes
|
December 11
Gen Digital to acquire MoneyLion in $1B deal
Banking Dive
|
December 11
Economic Growth and Regulatory Paperwork Reduction Act of 1996
OCC
|
December 11
The Semi-Annual Report of the Bureau of Consumer Financial Protection
CBA
|
December 11
FTC Sends More Than $540,000 in Refunds to Consumers Harmed by Phantom and Abusive Debt Collection Scheme
ftc
|
December 10
Financial Stability Oversight Council calls for enhanced resilience amid evolving risks
FinTech Global
|
December 10
ABA’s mortgage advocacy update: Dec. 11
ABA
|
December 10
The Consumer Bureau Is Likely Here to Stay, but Big Changes Await
New York Times
|
December 10
Introducing New Enhancements to ACA’s State Guide
ACA
|
December 10
Three Things to Watch as FDIC Tightens Up on FinTech
pymnts
|
December 10
The FHA’s Impact on Consumer Reporting Agencies
Troutman Pepper
|
December 10
Trump names Andrew Ferguson as head of Federal Trade Commission to replace Lina Khan
CNBC
|
December 10
CFPB-Google battle likely to stretch into next administration
Payments Dive
|
December 10
CFPB Explores Rulemaking on Amending FCRA Regulation for Identify Theft and ‘Coerced Debt’ Protections
ACA
|
December 10
New Proposed CFPB Consumer Data Regulation Would Significantly Expand FCRA Obligations
JD Supra
|
December 10
NCUA’s Q3 Data Shows Credit Unions’ Bread and Butter Getting Wiped Away
Credit Union Connection
|
December 10
FTC Acts to Stop Scheme that Bilked Millions out of Student Loan Borrowers
ftc
|
December 9
Experian Introduces No Ding Decline to Help Consumers Apply for Credit Cards With Confidence
Yahoo Finance
|
December 9
CFPB Issues Matched Pair Testing Report on Small Business Lending
Ballard Spahr
|
December 9
Busy Week for the CFPB Ahead of Director’s Congressional Hearing
ACA
|
December 9
Consumer Bankers Association Aims to Reverse CFPB’s ‘Radical Pendulum Shift’
pymnts
|
December 9
Reflecting On The FTC’s Latest Settlements With Sellers Of Sensitive Location Data
Ad Exchanger
|
December 9
CFPB Targets Large Digital Payment Apps, But Will It Stick?
Financial Brand
|
December 9
Community Banks and BSA/AML Compliance: The OCC’s Consent Order with Clear Fork Bank Proves Regulators Aren’t Only Focused on Large Financial Institutions
National Law Review
|
December 9
NCUA Releases Credit Union System Performance Data
Banking Exchange
|
December 9
CFPB Takes Action Against Student Loan Debt Collector Performant Recovery for Illegal Fee Generating Scheme That Cost Borrowers Thousands of Dollars
cfpb
|
December 9
CFPB Kicks Off Rulemaking to Help Mitigate the Financial Consequences of Domestic Violence and Elder Abuse
cfpb
|
December 9
Texas Federal Court Denies CFPB’s Motions and Finds Plaintiffs Likely to Succeed on the Merits in Significant Credit Card Late Fee Rule Decision
Lexology
|
December 9
FDCI Survey Unbanked Households Hit Record Low
Eagle Tribune
|
December 9
Trump’s First 100 Days: Banking & Financial Services
Stinson
|
December 9
Compromised Version of NDAA Excludes Credit Card Competition Act
CU TImes
|
December 9
CBA Submits Letter to Senate Banking Committee ahead of CFPB Semi Annual Hearing
CBA
|
December 9
Equifax Class Action Data Breach Settlement: Payment Coming Really Soon
West Alabama Watchman
|
December 7
Acting Comptroller Issues Statement on Financial Stability Oversight Council’s Annual Report
OCC
|
December 6
Consumer Regulator Places Google Payment Under Supervision; Company Sues
CNBC
|
December 6
US Judge Won’t Revive Rule Capping Credit Card Late Fees at $8
reuters
|
December 6
The CFPB’s Race Against the Clock
JD Supra
|
December 6
Fintech and AI Impacted by Proposed Reg V Amendment?
Garris Horn LLP
|
December 6
Federal report outlines potential risks to U.S. financial stability
ABA
|
December 6
Daily Decision Recap: Seven-Count Complaints and More
ACA
|
December 6
Office of the Comptroller of the Currency Updates “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” Booklet
National Law Review
|
December 6
CFPB Announces Return of $1.8 Billion in Illegal Junk Fees to 4.3 Million Americans Harmed in Massive Credit Repair Scheme
cfpb
|
December 5
FTC Sends Payments to Consumers Harmed by Vivint’s Misuse of Consumer Credit Reports
ftc
|
December 5
CDIA Warns of Far-Reaching Consequences in CFPB’s Proposed Data Broker Rule
PR Newswire
|
December 5
Rocket Mortgage Sues HUD Over Regulatory, Enforcement Discrepancies
National Mortgage Pro
|
December 5
CFPB Takes Action Against Climb Credit and Investment Firm 1/0 for Deceiving Borrowers About Coding Bootcamps and Vocational Programs
cfpb
|
December 5
Bankruptcy Filings See Notable Increases in November 2024
ACA
|
December 5
House Leaders Introduce Bipartisan Measures on AI in Financial Services
ACA
|
December 5
FDIC Calls for Transparency in Bank-FinTech Deals
LinkedIn
|
December 5
To Be or Not To Be: Challenge to the FTC’s CARS Rule Is Ripe for the Fifth Circuit to Decide
JD Supra
|
December 4
Will Credit Bureaus Continue to Escape Justice? Part 1: Why Consumers Suffer
JD Supra
|
December 4
Why the CFPB Medical Debt Credit Reporting Ban Could Hurt More Than It Helps
Healthcare IT Today
|
December 4
Court clarifies compliance date for small dollar lending rule
ABA
|
December 4
TrueAccord’s Recent Litigation Win: Email Is Always Convenient
insidearm
|
December 4
The CFPB’s State Privacy Report Is the CFPB’s Latest Effort to Influence State Policymakers
Husch Blackwell
|
December 4
CFPB issues final rule amending Regulation Z CARD Act, HOEPA and QM dollar amounts
Ballard Spahr
|
December 4
Millions of American Families and Small Businesses Rely on Credit Unions to Protect their Money; The NCUA Must Be Properly Funded to Oversee the Credit Union System
Better Markets
|
December 4
How Trump could kill tough bank rules
Axios
|
December 4
FDIC looks to direct monitoring of fintech firms after Synapse collapse, Bloomberg News reports
reuters
|
December 4
National Association of Industrial v. Weiser
ABA
|
December 4
Regulators release strategies for financial institutions to combat elder financial exploitation
ABA
|
December 4
The CFPB Proposes New FCRA Rule to Dramatically Expand Its Scope, Though Finalization is Unlikely
Troutman Pepper
|
December 4
Wiley Consumer Protection Download
JD Supra
|
December 3
CFPB Proposes Rule to Stop Data Brokers from Selling Sensitive Personal Data to Scammers, Stalkers, and Spies
cfpb
|
December 3
ACA International Responds to Continued CFPB Overreach in Proposed Rule to Expand FCRA to Data Brokers
ACA
|
December 3
FTC Takes Action Against Gravy Analytics, Venntel for Unlawfully Selling Location Data Tracking Consumers to Sensitive Sites
ftc
|
December 3
FTC Takes Action Against Mobilewalla for Collecting and Selling Sensitive Location Data
ftc
|
December 3
Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices: Updated Comptroller’s Handbook Booklet and Rescissions
OCC
|
December 3
CDIA Warns of Far-Reaching Consequences in CFPB’s Proposed Data Broker Rule
Yahoo Finance
|
December 3
GAO report flags Fed, FDIC supervisory ‘weaknesses’
Banking Dive
|
December 2
Pawnshop chain cannot use ‘bona-fide error defense’ in MLA suit filed by CFPB
JD Supra
|
December 2
Federal Reserve Board Penalizes Two Banks for Compliance Deficiencies
JD Supra
|
December 2
Fifty Years of Access to Lending Opportunity: Where Are We Now?
Office of Public Affairs
|
December 2
VA proposes changes to loan reporting and guaranty loss rules
Ballard Spahr
|
December 2
5 Ways the Trump Administration Is Going to Affect Credit Unions
CU TImes
|
December 2
What’s Coming in Consumer Finance Regulation & Enforcement?
JD Supra
|
December 2
Brighter Days Ahead for Bank M&A?
Mergers & Acquisitions
|
December 2
Trump plans to cap credit card interest rates
npr
|
December 1
Synapse Investor Marc Andreessen Says CFPB “Terrorizes” Fintech, Crypto To Protect Big Banks
Fintech Business Weekly
|
December 1
Donald Trump has been secretly communicating with ‘man crush’ Jamie Dimon about White House agenda for months: sources
New York Post
|
November 29
Comenity Bank class action claims bank wrongfully obtained credit reports
Top Class Actions
|
November 28
‘Delete CFPB’: Musk calls for elimination of consumer bureau
Politico
|
November 27
OCC Hikes Assessment Rates for Large Banks
pymnts
|
November 27
Visa to boost credit card fees next year
Payments Dive
|
November 25
Trump Considering ‘Pretty Significant’ Changes to CFPB
pymnts
|
November 24
CFPB Advises Employers To Comply With The FCRA When Using AI-Powered Employee Monitoring Reports
mondaq
|
November 24
FTC Sends Refunds to Consumers Harmed by Credit Bureau Center’s Fake Rental Property Ads and Deceptive Promises of “Free” Credit Reports
ftc
|
November 21
New Consumer Bank Data Finds 69% of Consumers Don’t Believe Credit System Is Fair
PR Newswire
|
November 21
The Department of Government Efficiency Should Look Closely at the CFPB
insidearm
|
November 21