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This week's top headlines

Senate Official Blocks CFPB Defunding in Trump’s Megabill

CFPB Medical Debt Rule Weighed

FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data

Credit Reporting Shake-Up Sparks Concern Across Mortgage Ecosystem

NCUA Should Exclude References to Reputational Risk from Supervisory Exam Programs

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Recent News

Technical correction and update to the CFPB’s credit invisibles estimate
No, a TikTok Trick Won’t Erase Student Loan Debt
Rocket Mortgage Launches Bridge Loan To Help Homeowners Buy Now, Sell Later
Acting Comptroller of the Currency Issues Statement on Proposal to Modify the Enhanced Supplementary Leverage Ratio
No Shotgun Pleadings, says court
Brain drain at OCC raises concerns about US model supervision
Fed kicks off effort to ease bank leverage rules
State Attorneys General | Regulatory Oversight
Federal Judge’s Decision May Bind CFPB to Previously Withdrawn Guidance Documents
Answers sought on illegal terminations under National Credit Union Administration’s Board
Five Things to Know About the New York Buy-Now-Pay-Later Act
Shifting Auto Behaviors Could Signal Growth for Credit Unions
Housing Market ‘Frozen’: J.P. Morgan Reports
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – June 2025 # 4
CFPB Budget Cuts Blocked by Senate Parliamentarian
CFPB Extends Compliance Deadlines Under 1071 Rule
Succession planning rule should be rescinded, reproposed by NCUA
Trump’s CFPB Rollback has Cost Americans $18 Billion, Consumer Groups Say
NCUA Should Exclude References to Reputational Risk from Supervisory Exam Programs
One in three student loan borrowers risk default as delinquency rates soar
Federal Reserve Office of the Inspector General to Expand Its Investigation of CFPB
Fed joins OCC, FDIC in scrubbing reputational risk from exams
Federal Reserve Office of the Inspector General to Expand Its Investigation of CFPB
Maine and Oregon Ban Medical Debt Reporting to Credit Bureaus
Senate Ruling Halts GOP Bid To Defund CFPB—What Comes Next?
FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data
Credit Reporting Shake-Up Sparks Concern Across Mortgage Ecosystem
This week: Keeping CU difference top of mind during Week of Action
Senate passes bill to amend the FCRA
Ten Financial Services Committee Bills Pass the House
CFPB Moves to Keep Synapse Case Alive for Consumer Relief
Trump signs resolution overturning OCC bank merger rule
OCC to outline process for criminal referrals
CFPB Medical Debt Rule Weighed
3 Mega Trends Shaping the Future of Fintech 
HomeFree-USA Unveils Experian® CreditCenter™ to Empower Thousands of Potential Homebuyers
Federal Reserve Board – Federal Reserve Board announces that reputational risk will no longer be a component of examination programs in its supervision of banks
Senate Official Blocks CFPB Defunding in Trump’s Megabill
CFPB Issues Interim Final Rule Extending Small Business Lending Rule Compliance Deadlines
Illinois Passes Bill Prohibiting Collection of Coerced Debt
Walmart to Pay $10 Million to Settle FTC Allegations it Allowed Scammers to Obtain Millions from Consumers Using Company’s Wire Transfer Services
Senate parliamentarian deals blow to GOP plan to gut consumer bureau in tax bill
OCC Reports Mortgage Performance for First Quarter of 2025
NYC Comptroller Report Calls for Overhaul of State Consumer Financial Protections
OCC Announces Enforcement Actions for June 2025
Pessimism About Future Household Finances Rises, Yet Majority of U.S. Consumers Remain Optimistic
Klarna CEO outlines plan to become super app with AI
Consumer Lending Compliance in Uncertain Times
Prepare for a Historic Consumer Credit Comeback
Maine Prohibits Reporting of Medical Debt to Consumer Reporting
Nussle: Senate Finance Committee Recognizes Value of Credit Unions
Consumer Financial Civil Penalty Fund Rule Amendment
Class Action Lawsuit Claims Experian Illegally Sells Consumer Phone Numbers to Third-Party Lenders
CFPB to delay small-business lending data collection compliance dates
More Early Terminations of Redlining Consent Orders
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter
Lawmakers Zero In on Check Fraud Crisis
CFPB signals five future publications in OMB filings
Payments Fraud: Request for Information on Potential Actions to Address Payments Fraud
ABA, associations reiterate concerns about CFPB nonbank registry
Senate Clears Bill to Stop Abusive Mortgage Trigger Leads
This week: Senate to take next steps on GENIUS Act, reconciliation package
CFPB, Consumer Groups Clash over BNPL
Court denies CFPB, Townstone attempt to undo redlining settlement
Federal Bank Regulatory Agencies Seek Comment to Address Payments and Check Fraud
J.D. Power: Personal loan borrowers’ financial health trends downward for a third straight year
New Payments Developments from Citizens Bank, Apple FCU, Paze and Worldpay
FTC Provides Guidance on Updated Safeguards Rule
Phantom Debt Collectors to Face Permanent Ban as a Result of FTC Lawsuit
MBA Urges Shift To Single Credit Report Model, Citing Cost Savings And Efficiency
Rent Reporting Can Positively Impact Credit Visibility and Credit Scores Among Renters
What’s new with delinquencies on credit cards and other loans?
Equifax Introduces Complete Income for Social Services
Open banking to survive Trump, fintechs say
Letter to CFPB re: COVID Rule Rescission
A Hard Reset on 1033?: A Look at What’s Next for Open Banking
Before his departure, Musk imposed a controversial weekly requirement in DOGE
MoneyGram Will Pay $250K To Finish Off CFPB, NY Suit
Court overturns $218M patent-infringement verdict against PNC
US Court Blocks CFPB Move to Scrap Racial Discrimination Settlement
Financial Companies Push Trump’s CFPB to Undo More Settlements
CFPB’s Guidance Withdrawal Deepens Industry Uncertainty
Equifax Secures 35 New Patents, Advancing Responsible AI, Machine Learning, and Fraud & Identity Solutions
Federal Judge Rejects Experian’s Efforts to Reinstate Favorable FCRA Ruling
Captive Lenders Slide as F&I Shifts Toward Banks, Credit Unions, Reports Experian
Fintech Chime Climbs 37% in Debut After $864 Million IPO
Fired NCUA Board Members Spar With Trump Over Removal Powers
Joint Comments to CFPB on the Proposal to Rescind Certain Amendments to the CFPB’s Procedures for Supervisory Designation Proceedings
US court blocks CFPB move to scrap racial discrimination settlement
Trump CFPB cuts reviewed by Fed inspector general
Inflation unaffected by tariffs in May, FOMC to observe tariff impact before considering easing rates
Senate moves GENIUS Act closer to floor vote without ‘poison pills’
House Financial Services Committee approves ‘trigger leads’ bill
ABA experts see reasons for optimism amid economic, regulatory uncertainty
House Financial Services Committee Advances Three Credit Union-Backed Bills
Chime IPO to test public market appetite for fintech as companies exit
FTC takes action against student loan debt relief companies
Equifax Introduces Optimal Path™ Interactive Score Planner
Navigating Regulation E Risk in Banking as a Service Models
Senate Banking Republican reconciliation bill would eliminate CFPB funding source

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