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Where the CFPB Complaint Portal Is Heading, and How Furnishers Prove They're Ready

Vought Tells Congress CFPB Needs Major Changes, Even Abolishment

10th Circuit: An Identity Theft Claim Alone Isn't an FCRA Inaccuracy

An FCRA Tax Ruling Plaintiffs Can't Ignore

The CFPB Is Coming Back For Credit Card Late Fees—But This Time Everything Could Change

Vermont Passes Comprehensive Privacy Law

Bank of America Says Data Quality Fuels AI Success

Washington credit union to buy Oregon bank

Banking Dive July 22

The world's top fintech companies: 2026

Synchrony CFO Sees Consumers Spending Through Inflation Pressure

Apple Teams With Klarna on Device Lease-To-Own Program

Capital One Tests Moving Credit Cards to Discover Network

Early AI Gains Prompt Equifax to Double Savings Forecast to $150 Million

Samsung Debuts 1st US Credit Card in Answer to Apple

Student Loan Forgiveness Scammer Permanently Banned from Debt Relief Industry and Telemarketing

Federal Trade Commission July 21

CFPB nominee Johnson agrees to Capital One recusal

Banking Dive July 21

California's DROP Platform: A Turning Point for Consumer Privacy and Data Broker Compliance

LinkedIn July 21

Equifax sees downbeat annual revenue amid tough mortgage market

Reuters July 21

Calling for additional regulatory relief for CUs in advance of House vote

America's Credit Unions July 21

Hassan v. Santander: Furnisher Liable for Unreasonable FCRA Investigation

ACA International July 21

Senate Banking Panel Vets CFPB Pick Amid Records Fight

FTC’s FY 2026-2030 Strategic Plan: Strong Enforcement Signals Despite Business-Friendly Tone

Vinson & Elkins July 21

Credit Lines Become the New Household Liquidity Buffer

Around 70% of debt lawsuits end in default judgments as collectors flood courts — and most Americans don't even show up

Yahoo Finance July 20

Regulatory Agendas: FRB, FDIC, OCC, CFPB, SEC, CFTC, and FinCEN

Banks report operational changes driven by AI adoption

CIO Dive July 20

Student loan defaults hit record highs in wake of COVID-tied payments pause expiration

CBS News July 20

The CFPB Is Coming Back For Credit Card Late Fees—But This Time Everything Could Change

CUToday.info July 20

10th Circ. Backs Debt Collector In FCRA Identity Theft Dispute

Senate Banking Committee Schedules Confirmation Hearing for CFPB Director Nominee Brian Johnson

Consumer Finance Monitor July 20

This Week: Committee vote on Crews nomination to NCUA

America's Credit Unions July 20

Driving Intelligent Lending: Communication Federal Credit Union Goes Live with Scienaptic AI

Yahoo Finance July 20

NY Fed survey finds highest credit application rate in nearly five years

Compliance: Relief in Credit Union Board Modernization Act

America's Credit Unions July 20

Credit Cards: Helping Consumers Manage an Affordability Squeeze

Consumer Bankers Association July 20

AI Oversight Enters a Crucial Summer of Deadlines

American Fintech Council Asks Oregon to Reconsider Proposed Rules for Buy Now, Pay Later (BNPL) Providers

Crowdfund Insider July 20

74% of BNPL Users Choose More Than One Provider

The Housing Market Hands More Decisions to AI

American Fintech Council (AFC) Urges Oregon Regulators to Adjust Proposed BNPL Licensing Framework

American Fintech Council July 20

‘A bunch of red tape’: Student-loan borrowers can't get clear answers from the companies that manage their debt

Business Insider July 19

White House Weighs Regulator to Police AI Models

Vermont Passes Comprehensive Privacy Law

The National Law Review July 18

This Week’s Top 5 Stories in FinTech

FinTech Magazine July 18

Vought tells Congress CFPB needs major changes, even abolishment

JD Supra July 17

DCUC joins broad financial services coalition in support of American Lending Fairness Act

CUInsight July 17

Congress should advance legislation protecting parity for state-chartered credit unions

America's Credit Unions July 17

FTC Blog Updates: July 6-10, 2026

LexBlog Network July 17

California Courts of Appeal Split on State Law Standing Requirement for Federal Fair Credit Reporting Act (FCRA) Violations

JD Supra July 17

Federal judge bars Trump administration from using obscure clause to make huge funding cuts

Vought: CFPB enforcement should be based on ‘clear violations of the law’

America's Credit Unions July 16

The Higher Price of Gutting the CFPB

U.S. Senate Committee on Banking, Housing, and Urban Affairs July 16

America's Credit Unions Breaks Down NCUA's New Reputation Risk Rule

CUToday.info July 16

What They Are Saying: Lawmakers, Subject Matter Experts, and the Media Agree – Now is the Time to Enact Meaningful CFPB Reforms

Consumer Bankers Association July 16

TransUnion Brings New Alternative Credit Signals to Mortgage Decisioning

TransUnion July 16

Massachusetts Governor proposes medical debt rules

Consumer Finance Monitor July 16

Vought calls for more CFPB oversight, says open banking proposal coming soon

ABA Banking Journal July 15

What Has M&A Activity Looked Like for Banks and Credit Unions in 2026?

KBRA Financial Intelligence July 15

America's Credit Unions Pushes CFPB Reforms Ahead Of Vought Testimony

CUToday.info July 15

Chairman Hill: The CFPB has Stopped Regulating by Informal Guidance and Returned to a Disciplined Approach Grounded in Clear Rules

U.S. House Committee on Financial Services July 15

House Democrats grill Vought over DOGE’s CFPB data dives

FedScoop July 15

44 Million Americans Are Walking Away From Credit Cards—And It Could Change Banking Forever

CUToday.info July 15

Why High Credit Card Delinquencies Aren’t Showing Up at the Big Banks

The Wall Street Journal July 15

Jonathan V. Gould Marks One Year as Comptroller of the Currency

Office of the Comptroller of the Currency July 15

Fintech, Digital Asset, and Merchant Groups Urge CFPB’s Vought to Reject Open Banking Fees and Data Rationing

Financial Technology Association July 14

White House Launches Cybersecurity Clearinghouse to Patch Software Flaws Discovered by AI

Politico July 14

States to Congress: “We Need a Strong Consumer Financial Protection Bureau”

Consumer Federation of America July 14

2026 Polling: Strong, Bipartisan Support for CFPB and Key Safeguards

Americans for Financial Reform July 14

Tax Court Bars Above-the-Line Deduction for Fair Credit Reporting Act Legal Fees: Analyzing Eiler v. Commissioner

Current Federal Tax Developments July 14

ACU Warns OMB Proposal Could Destabilize CDFI, NCUA Grant Programs

CU Today July 14

Some Buy Now, Pay Later Users Finance Groceries, Rent and Bills

FTC Takes Aim at AI Accuracy

Consumer Finance Monitor July 14

2026 Credit Card Trends: From the Consumer and Business Lens

Consumer Bankers Association July 14

Highlighting Credit Union Priorities Prior to Fed Chair Testimony

America's Credit Unions July 14

Big Banks Smash Earnings Records, but ‘Tectonic’ Risks Loom

The New York Times July 14

Cash App Pays Out to States in Multistate Settlement

Kelley Drye & Warren LLP July 14

First American Sued by Homeowners over Its Property Database

National Mortgage News July 13

Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States

National Credit Union Administration July 13

Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States

Federal Deposit Insurance Corporation July 13

Advocacy Win: Credit Union Board Modernization Act Becomes Law

America's Credit Unions July 13

Federal Agencies Release Outline of Upcoming Rulemaking Activity

America's Credit Unions July 13

CFPB, Union Agree to Give Trump Pick a Say on Staff-Cut Plan

Banking Dive July 13

How Profitability, Customer Relationships, and AI Are Driving Investor Preferences in Fintech

Finovate July 13

CFPB's Late-Fee Review May Produce More Politics Than Policy, Attorney Says

CU Today July 12

Fraud Growing More Sophisticated, Forcing Credit Unions to Rethink Defenses, Report Finds

CU Today July 12

ROAD to Housing Act Becomes Law

ABA Banking Journal July 11

21st Century ROAD to Housing Act Becomes Law

U.S. House Committee on Financial Services July 11

US Consumer Credit Drops as Bankruptcies Climb

LeaseRunner’s RS³ Scoring Model Addresses the Gap Between Credit History and Actual Rental Affordability

EIN Presswire July 10

US Court Pauses Union Lawsuit Against Trump Consumer Watchdog

Reuters July 10

Following Jackson FCU Scandal, CUs Should Fix What Failed, and Banks Should Stop Pretending They Have Clean Hands

CU Today July 10

Credit Unions Turn to Mergers for Survival

Investment Executive July 10

NCUA Interim Final Rule Plainly Shows Federal Preemption of IFPA

America's Credit Unions July 10

RentGrow to Pay $2.25M to End Fair Reporting Act Claims

CFPB Can't Love Customers, While Harming Banks Protecting Customers

Financial Committee Examines Consumer Protection Bureau Report

Seattle Ranks No. 2 in U.S. for Growth in Credit Union Banking

The Seattle Times July 10

NCUA Highlights Anti-Fraud and Other Updates in FinCEN’s Revised 314(b) Program Guidance

National Credit Union Administration July 10

Brown v. Equifax: Court Dismisses Deficient Pro Se FCRA and FDCPA Claims

ACA International July 9

Supreme Court Expands President's Power to Remove FTC Commissioners in Trump v. Slaughter

Alston & Bird July 9

Rep. Tlaib Introduces Bill to Correct Credit History for Victims of Predatory Lending, Fraud, Economic Abuse

Office of Rep. Rashida Tlaib July 9

CFPB Releases 2026 Regulatory Agenda Detailing Planned Rulemakings

Consumer Financial Services Law Monitor July 9

FDIC Encourages Voluntary Information Sharing Under 314(b) of the USA PATRIOT Act

Federal Deposit Insurance Corporation July 9

RentGrow to Pay $2.25 Million to Settle FTC Allegations the Company Violated the Fair Credit Reporting Act and FTC Act

Federal Trade Commission July 9

Request for Information Regarding Promoting Access to Mortgage Credit

Federal Register July 9

RentGrow to Pay $2.25 Million to Settle FTC Allegations the Company Violated the Fair Credit Reporting Act and FTC Act

Federal Trade Commission July 9