Recent Industry News

Fed leaves rates unchanged: What it means for credit cards, mortgages, auto loans and savings accounts

CNBC October 28

US Consumer Watchdog's Information Security 'Not Effective,' Watchdog Finds

US News October 28

A Blue Wave In Washington? What A Democratic Takeover Of Congress Could Mean For Credit Unions

CU Today October 28

NCUA Releases 2027–2028 Proposed Budget, Sets November 17 Public Hearing

NCUA October 27

Comptroller Gould Discusses Efforts to Support Community Banks

OCC October 27

Home repossessions jump 42%, but experts say this isn’t another 2008

Scripps News October 27

ANTITRUST—D. Minn.: Minnesota federal court sends subpoena dispute in credit reporting antitrust case to California

VitalLaw October 27

Natural Disasters and the Community Development Revolving Loan Fund

America’s Credit Unions October 27

Semi-Annual Report, January 2026 – June 2026

CFPB October 27

CFPB won’t force employees to move to D.C., The American Banker reports

Consumer Finance Monitor October 27

AI Rate Shopping Is Already Here – What It Means for Bank Deposits

Consumer Bankers Association October 27

The Strategic Case for Bank Acquisitions of Mortgage Companies in Today’s Market

JD Supra October 27

The Season of Shifting Federal Bank Supervisory Guidance

JD Supra October 27

Fannie Mae posts updates to its AI and cybersecurity requirements

ABA Banking Journal October 27

FCC sets effective date for revised ‘revoke all’ rule, ‘provided number’ condition

ABA Banking Journal October 26

Share insights into trends, opportunities for credit unions

America’s Credit Unions October 26

Pulte vows action against ‘abusive monopolies’ in mortgage market

The Hill October 26

Warren urges Fed, OCC, FDIC to restore bank examiner powers

Banking Dive October 26

Fintech Rundown: A Rapid Review of Weekly News

Finovate October 26

FDIC Announces Six Senior Leadership Appointments

FDIC October 26

Why Financial Regulators Will Turn to Exams Over Rulemaking

The Regulatory Review October 26

CFPB halts plan to force regional workers to move to DC

American Banker October 26

Joint Trades Statement on the Eighth Circuit’s Corner Post Decision

Consumer Bankers Association October 26

AFC Urges Colorado to Refine Automated Decision-Making Rules to Protect Credit Access

FF News October 26

Consumer Spending Is Strong But Household Finances Tell A Different Story

Forbes October 26

As paycheck-to-paycheck consumers run out of expenses to cut, reliance on credit cards and long-term debt is rising, PYMNTS Intelligence shares in a new research report.

ACA International October 26

VantageScore CreditGauge™ September 2026: Overall Balances Hold Steady as Consumer Credit Remains Stable

YahooFinance October 26

Where AI Can—And Cannot—Help Credit Unions Combine After A Merger

CU Today October 26

WebRecon: FCRA Lawsuits Rise in September as FDCPA and TCPA Filings Decline

ACA International October 26

WebRecon Sept 2026 Stats: Mixed Month of September, Everything Still Up YTD

WebRecon October 26

Joint Trades Statement on the Eighth Circuit Corner Post Decision

American Bankers Association October 26

AI Class Action Lawsuits in 2026: Chatbot, Face-Scan, Hiring and Surveillance Cases Tracked

OpenClassActions October 24

Interest Rate Risk: Interest Rate Risk Statistics Report

OCC October 23

Wells Fargo consolidates leadership of consumer bank

Banking Dive October 23

Instant Payments May Give Credit Unions a Deposit Growth Advantage

PYMNTS October 22

Credit Card Delinquencies Creep Up to 2.6% Among Major Issuers

PYMNTS October 22

More Fraudsters Exploit Trust and Manipulate Credit Reports, TransUnion Says

Digital Transactions October 22

Podcast Release: The Future of Consumer Reporting with CDIA President Dan Smith

Consumer Finance Monitor October 22

Mortgage Banking Update - October 22, 2026

Ballard Spahr October 22

Court Permanently Shuts Down Illegal Debt Relief Operation Following FTC Allegation That Scheme’s Operators Impersonated Government and Business Entities

FTC October 22

Trump signs housing affordability executive order

POLITICO October 22

Snap Finance Will Cancel $662 Million in Lease-to-Own Balances in a 17-State Settlement: What Texas, Florida and Wyoming Customers Should Know

Ginsburg Law Group October 21

CCCA would upend safe, reliable credit card system

America’s Credit Unions October 21

Survey: Bank servicers maintain customer edge in apps, websites

ABA Banking Journal October 21

Credit Limits Plunge Across 36 States as Financial Strain Mounts, WalletHub Study Reveals

FF News October 21

TransUnion Fraud Scores Give Lenders Legal Basis to Cite Fraud in Credit Denials

Tech Times October 21

DCUC calls on NCUA to protect credit union competitiveness

CUInsight October 21

Trust No One, Verify Everyone: What’s Ahead for Cybersecurity

ACA International October 21

TransUnion: Credit Washing Makes Some Borrowers 10 Times More Likely to Default

CU Today October 21

2026 Credit Karma Student Loan Debt Report

Intuit Credit Karma October 21

Student Loans To Be ‘Ejected’ From Education Department In ‘Secret Plan,’ Warns Group

Forbes October 21

Trump Renews Push for Durbin-Marshall Bill, Drawing Sharp Response From DCUC

CU Today October 20

Equifax Delivers Strong 10% Revenue Growth in Third Quarter 2026 Driven by 8% Diversified Markets Revenue Growth Despite Challenging U.S. Mortgage Market; Returns $158 Million Cash to Shareholders

Equifax October 20

TransUnion Launches Industry-First Adverse-Actionable Scores to Combat Synthetic Identity Fraud and Credit Washing, Now Being Integrated With Oscilar

GlobeNewswire / StockTitan October 20

Mapped: Credit Scores Across All 50 U.S. States

Visual Capitalist / Yahoo Finance October 20

Mapped: Credit Scores Across All 50 U.S. States

Visual Capitalist October 20

Lex Machina 2026 Consumer Protection Litigation Report: Federal Filings Jump 31% to a Ten-Year Peak

GlobeNewswire / The National Law Review October 20

First Advantage and ID.me Announce FCRA-Compliant Identity Fraud Detection Product, Setting a New Standard for Hiring Trust

GlobeNewswire / Yahoo Finance October 20

4 keys to Wells Fargo’s strategy to transform the bank with AI

Banking Dive October 20

Bessent eyes 2027 or 2028 for Fannie, Freddie overhaul

POLITICO Pro October 20

Main Street Ledger: Agentic AI Is Here. The Rules of the Road Must Keep Pace.

Consumer Bankers Association October 19

FTC Issues Annual Report to Congress on Agency’s Actions to Protect Older Adults

FTC October 19

Zip US Announces Expansion of Banking Partnerships to Support Long-Term Growth

Business Wire / Yahoo Finance October 19

Federal Help With Credit Errors Shrank. Your Rights Did Not

Patch — Ware Law Firm sponsored post October 19

Letter to the CFPB on the 1071 Final Rule

American Bankers Association October 19

Growth, Tech and Consolidation Are Changing Credit Union Leadership

Newsweek October 19

Consumer Affordability: October 2026 Snapshot

PYMNTS Intelligence October 19

Why We Can’t Solve the Affordability Crisis

POLITICO Magazine October 18

This Week’s Top 5 Stories in Fintech

FinTech Magazine October 17

New VantageScore 4.0 Mortgage Credit Score Simulator API Helps Lenders Say “Yes” to More Mortgage Applicants

Business Wire / Yahoo Finance October 16

Colorado Releases Interim Draft Rules for Automated Decision-Making Technology and Chatbot Safety: What Changed and How it Affects Financial Services Institutions

Troutman Pepper Locke / JD Supra October 16

The OCC’s Final Debanking Report and the CFPB’s Response: Key Takeaways

Troutman Pepper Locke / JD Supra October 16

ICYMI: CBA’s Lindsey Johnson Highlights Consumer Resilience, Regulatory Reform, and the Future of Banking in New Podcast Interview

Consumer Bankers Association October 15

OCC Releases Report on Large Banks’ Debanking Activities

OCC October 14

Comptroller Gould Discusses Findings of Debanking Report

OCC October 14

NCUA Announces Twelfth Round of Deregulation Proposals

NCUA October 14

CFPB Announces New Initiative to Address OCC-Uncovered Debanking by Large Banks

CFPB October 14

TransUnion and Bankrate Launch Hyper-Personalized Credit Matching for Millions of Consumers

FF News October 14

Letter to the OCC, Board and FDIC on the Joint Interim Final Rule re: Expanded Examination Cycle

American Bankers Association October 14

SoFi Tech Solutions Says FinTech’s Next Edge Is Showing Up at the Right Moment

PYMNTS October 14

Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – October 13, 2026

Consumer Financial Services Law Monitor October 13

Fintech Stocks in Focus as AI and Digital Innovation Drive Growth

Yahoo Finance October 13

BofA fined $1.21B over AML flaws

Banking Dive October 13

Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage

PR Newswire October 13

OCC Imposes $750 Million Assessment Against Bank of America for Deficient BSA/AML Compliance

OCC October 13

JPMorgan CEO Dimon warns customers of ‘liability transfer’ with AI

Banking Dive October 13

Bank survey: Consumers want humans to verify AI financial decisions

ABA Banking Journal October 13

ABA State Associations Urge Banking Agencies to Adopt Durable Tailored CRA Framework

American Bankers Association October 13

New Report Highlights How California Puts Money Back in Consumers’ Pockets, Holds Bad Actors Accountable Using Landmark Law

California DFPI October 13

JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts

CNBC October 13

71% of Card Switchers Choose a Card Already in Their Wallet

PYMNTS October 12

Q3 2026 Consumer Finance Regulatory and Litigation News and Trends

DLA Piper October 12

SentiLink Announces Plans to Launch Repute, a Consumer Reporting Agency

PR Newswire October 12

SentiLink Announces Plans to Launch Repute, a Consumer Reporting Agency

AOL October 12

Citi Readies Audit to Seek End of Federal Oversight and Speed Growth

PYMNTS October 12

As US medical debt grows, AI will be used more to collect it

The Guardian October 12

CFPB’s 2025 Fair Lending Report Chronicles Major Shift in Fair Lending Examination, Supervision, and Enforcement

Consumer Financial Services Law Monitor October 12

Social Media Is Telling Patients to Ignore Medical Bills

ACA International October 12

ACU, Banking Groups Seek Lame-Duck Vote On Bill To Curb FCRA Litigation

CU Today October 9

Equifax, TransUnion Launch New Tools To Cut Credit Report Costs

National Mortgage Professional October 9