Equifax & Bridgeforce Help You Find, Prioritize, & Fix Credit Reporting Issues

An Innovative Partnership from Two Industry Leaders

Bridgeforce Data Solutions, in partnership with Equifax, delivers industry-leading credit reporting compliance and disputes management solutions with seamless access to our Data Quality Scanner® and expert consulting. Trusted by more than 50 financial institutions, including top banks, credit unions, and fintech lenders, we help furnishers ensure data accuracy, prevent costly disputes, and mitigate regulatory risk with confidence.

“Data furnishers play a critical role in today’s credit ecosystem. As a trusted steward of consumer data, Equifax is committed to investing in practices and partnerships that help us better support customers in ensuring accurate data reporting. Joining forces with Bridgeforce supports this commitment by helping furnishers referred from Equifax enhance the quality of their data, resulting in improved accuracy, lower dispute rates and reduced compliance risk.”

Chief Operating Officer for Equifax United States Information Solutions
Find
Go beyond internal solutions or reject and error reports with 387 risk-ranked rules including month-over-month analysis
Prioritize
Address issues based on an automated full inspection of your files and drill down into account-level details to find the root cause
Fix
Leverage our hands-on consulting support when you need help, and address the full breadth of your credit reporting and disputes need

Improve Credit Reporting and Dispute Response Accuracy and Consistency with the Data Quality Scanner

See how DQS helps lenders and servicers of all sizes inspect 100% of furnished and disputed Metro 2® data using 387 risk-ranked rules — built from more than a decade of expertise and refined through the network effects of inspecting billions of records across dozens of clients.

Built on the DQS baseline, our tools inspect Metro 2® data quality before or after furnishing, strengthen dispute oversight, support FCRA readiness, and extend into AI-assisted innovation.

Talk With Our Team

We do not sell or share your information.

Frequently Asked Questions

Answers to common questions about the Equifax × Bridgeforce Data Solutions partnership and the Data Quality Scanner (DQS).

Top Questions

How do Equifax and Bridgeforce Data Solutions partner together?
Equifax securely reroutes your Metro 2® furnishing data to Bridgeforce’s Data Quality Scanner (DQS) for automated analysis with 387 risk-ranked rules. DQS surfaces account-level issues, prioritizes fixes, and can be paired with hands-on consulting. You may also send data directly to DQS if you prefer.
Does the Data Quality Scanner work with all credit bureaus?
Yes. DQS is bureau-agnostic and analyzes Metro 2® data furnished to all credit bureaus. Our partnership with Equifax simply makes delivering the necessary files easier and faster; the analysis and remediation process is the same regardless of which bureaus you report to.
How long have Equifax and Bridgeforce been partners?
Our partnership was established in 2022 to help furnishers best understand what issues might be occurring in their Metro 2® files. Both organizations strive to provide the best data quality solutions throughout the industry.
What does implementation look like with Equifax routing, and how quickly can we go live?
Authorize Equifax routing to set up secure delivery, from there we can run a baseline DQS scan. Most teams go live within one reporting cycle. You can also send files directly to us via SFTP if preferred.
How does this partnership support FCRA and Metro 2® compliance and exam readiness?
DQS validates Metro 2® accuracy/completeness, flags high-risk issues, such as status/date conflicts or Date of First Delinquency, and provides audit-ready evidence, including issue logs, trends, and correction history. Optional consulting aligns policies and controls.

DQS case study: 30+% reduction in credit reporting dispute rate by a super-regional bank.

Data Quality Scanner: Cut Disputes, Improve Accuracy, Reduce Risk.

Reduce compliance risk and improve customer experience by proactively detecting data issues
Decrease dispute rates and reduce associated operational costs
Prioritize data fixes based on a comprehensive view of reporting files
Easy to implement partnership integrations make it easier than ever to get started
Hands-on consulting support
FIX YOUR DATA REPORTING DISPUTES AND FURNISHING WITH EXPERT CONSULTING
When You Need Help With The Fix, We’re Here To Assist
Enterprise Risk Assessments for Furnishing, Disputes, and Usage Processes
Metro 2® and NSCRA Data Mapping and Conversion Documentation
Policy and Procedure Development
KPI & KRI Dashboards,MIS, and Other Controls
Operational Process Reviews for Upstream Areas That Impact Furnishing
End-to-End Process Flow Documentation
Enterprise Governance, Oversight, and Change Control Routines
Metro 2® & Disputes Training
Disputes Customer Experience Review
proof point

Learn More About How Our Consulting Services Can Help You Address the Full Breadth of Your Credit Reporting Compliance and Disputes Management Needs

"I have worked with Big 4 firms on similar engagements. From my experience, the knowledge, insight, recommendations, and quality of deliverables provided through the engagement far exceeded my expectations and were superior to the firms I have worked with in the past. If ever asked for recommendations on this type of work, I will always recommend Bridgeforce first."

Leader Top 10 Bank

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