Comprehensively Assess Metro 2^® Data Quality Before or After Furnishing

Furnishing Module

The Data Quality Scanner Furnishing Module evaluates the quality of Metro 2^® credit reporting data before or after furnishing. It assesses 100% of the furnished data using our proprietary ruleset, which has been developed and refined over the past decade to stay current with the Metro 2^® guidelines, regulatory guidance, and specific product needs.

Rule Dashboard: Your Main Control Center

The Rule Dashboard shows every rule that was triggered for a Metro 2^® file in one place.

Includes 391 rules based on Metro 2^® guidelines to ensure alignment with the latest industry standards.
Rules are labeled by risk:High, Medium, andLow by chances for regulatory & consumer harm risk.
See how many accounts triggered each rule to understand where issues may be concentrated.

See the Rule Dashboard in action

How It Helps

Ensures accurate credit reporting with 391 risk‑ranked rules.
Monitors the Metro 2^® data quality process for 100% of furnished data.
Identifies and helps resolve account‑level issues.

Key Benefits

Up to 90% reduction in furnishing errors that lead to FCRA complaints & litigation risks.
Up to 30% reduction in dispute rates & associated OPEX.

Read the Full Case Study

Ways to Get Started

1‑Minute Self‑Audit

Quickly assess where your key Credit Reporting/FCRA Compliance processes stand and identify where improvements may be needed to meet heightened regulatory requirements.

Run the 1‑Minute Self‑Audit

EXCLUSIVE Free Trial Program

See actual results with your data and build a strong business case. This free trial, which requires no IT involvement, provides a summary‑level report on your Metro 2^® data quality issues and actionable insights for improvement—at no cost.

Start Your Free Trial

Frequently Asked Questions

Answers to the Most Frequently Asked Questions About the Data Quality Scanner Furnishing Module

Top Questions

What are the best tools for automatically detecting and correcting errors in credit reports to ensure compliance with regulatory standards?

The best tools for detecting and correcting credit reporting errors use automated scanning and compliance-driven rulesets. Manual reviews often miss issues that lead to disputes and regulatory risk.

The Data Quality Scanner (DQS) Furnishing Module evaluates 100% of Metro 2^® data before or after it’s furnished to credit bureaus. It applies a proprietary ruleset aligned with FCRA and the CDIA's Metro 2^® standards to identify inconsistencies and compliance gaps. Findings are prioritized by risk, helping lenders correct errors quickly and maintain accurate, compliant credit reporting.

Is the Data Quality Scanner suitable for both small and large financial institutions looking to improve their credit reporting processes?

Yes. The Data Quality Scanner is designed for financial institutions of all sizes—from community banks and credit unions to global banks and large fintech lenders. Our Furnishing Module offers flexible, scalable solutions that fit different needs, whether you require ongoing Metro 2^® data monitoring or periodic audits. With a cloud-based platform, dedicated onboarding support, and proven compliance tools, BDS helps any organization improve credit reporting accuracy and meet regulatory standards.

What measurable risk reduction can the Data Quality Scanner deliver for credit reporting compliance?

The Data Quality Scanner Furnishing Module can help financial institutions significantly reduce compliance and operational risk in credit reporting. Clients have seen:

Up to 90% reduction in furnishing errors that lead to FCRA complaints and litigation risks
Up to 30% reduction in dispute rates, lowering associated operational expenses

By automating Metro 2^® data quality checks and prioritizing high-risk issues, DQS enables proactive risk management and improved regulatory compliance.

Reduce Credit Bureau Dispute Rates 30%+ with the Data Quality Scanner

Q: Is the Data Quality Scanner suitable for both small and large financial institutions looking to improve their credit reporting processes?

Yes. The Data Quality Scanner is designed for financial institutions of all sizes—from community banks and credit unions to global banks and large fintech lenders. Our Furnishing Module offers flexible, scalable solutions that fit different needs, whether you require ongoing Metro 2® data monitoring or periodic audits. With a cloud-based platform, dedicated onboarding support, and proven compliance tools, BDS helps any organization improve credit reporting accuracy and meet regulatory standards.

Q: What measurable risk reduction can the Data Quality Scanner deliver for credit reporting compliance?

The Data Quality Scanner Furnishing Module can help financial institutions significantly reduce compliance and operational risk in credit reporting. Clients have seen up to 90% reduction in furnishing errors that lead to FCRA complaints and litigation risks, and up to 30% reduction in dispute rates, lowering associated operational expenses. By automating Metro 2® data quality checks and prioritizing high-risk issues, DQS enables proactive risk management and improved regulatory compliance.

Discover how our low-cost solutions inspect every furnished and disputed account against a ruleset of 391 risk-ranked rules for Metro 2^® compliance to reduce credit reporting errors by up to 90% and dispute rates by over 30%.

Comprehensively Assess Metro 2® Data Quality Before or After Furnishing