As the regulatory focus on credit reporting compliance continues to increase, lenders need to do more to mitigate both the risk of compliance issues and the costs of managing credit bureau disputes. In this case study, we show how a large, super-regional bank was able to achieve a 30%+ reduction in average quarterly dispute rate (and a 70% reduction in discrepancies) after using DQS for one year.

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Spring 2025 CFPB & Fair Credit Reporting Act Update
Executive Summary Maintaining compliance with the Fair Credit Reporting Act (FCRA) has always been challenging, and recent regulatory changes add to this complexity. This blog