Comprehensively Assess Metro 2® Data Quality Before or After Furnishing

Furnishing Module

Your main control center for Metro 2® rule visibility

The Data Quality Scanner Furnishing Module evaluates the quality of Metro 2® credit reporting data before or after furnishing. It assesses 100% of the furnished data using our proprietary ruleset, which has been developed and refined over the past decade to stay current with the Metro 2® guidelines, regulatory guidance, and specific product needs.

Rule Dashboard
Dashboard preview
High Risk
Medium Risk
Low Risk
Ruleset
391 rules
Ensures accurate credit reporting with 391 risk-ranked rules
Visibility
Account-level
Identifies and helps resolve account-level issues
Data monitored
100%
Monitors the Metro 2® data quality process for 100% of furnishing data

Reduce Credit Bureau
Dispute Rates 30%+ with the
Data Quality Scanner

Discover how our low-cost solutions inspect every furnished and disputed account against a ruleset of 391 risk-ranked rules for Metro 2® compliance to reduce credit reporting errors by up to 90% and dispute rates by over 30%.

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Frequently Asked Questions

Answers to the Most Frequently Asked Questions About the Data Quality Scanner Furnishing Module

Top Questions

What are the best tools for automatically detecting and correcting errors in credit reports to ensure compliance with regulatory standards?
The best tools for detecting and correcting credit reporting errors use automated scanning and compliance-driven rulesets. Manual reviews often miss issues that lead to disputes and regulatory risk.

The Data Quality Scanner (DQS) Furnishing Module evaluates 100% of Metro 2® data before or after it’s furnished to credit bureaus. It applies a proprietary ruleset aligned with FCRA and the CDIA's Metro 2® standards to identify inconsistencies and compliance gaps. Findings are prioritized by risk, helping lenders correct errors quickly and maintain accurate, compliant credit reporting.
Is the Data Quality Scanner suitable for both small and large financial institutions looking to improve their credit reporting processes?
Yes. The Data Quality Scanner is designed for financial institutions of all sizes—from community banks and credit unions to global banks and large fintech lenders. Our Furnishing Module offers flexible, scalable solutions that fit different needs, whether you require ongoing Metro 2® data monitoring or periodic audits. With a cloud-based platform, dedicated onboarding support, and proven compliance tools, BDS helps any organization improve credit reporting accuracy and meet regulatory standards.
What measurable risk reduction can the Data Quality Scanner deliver for credit reporting compliance?
The Data Quality Scanner Furnishing Module can help financial institutions significantly reduce compliance and operational risk in credit reporting. Clients have seen:
  • Up to 90% reduction in furnishing errors that lead to FCRA complaints and litigation risks
  • Up to 30% reduction in dispute rates, lowering associated operational expenses
By automating Metro 2® data quality checks and prioritizing high-risk issues, DQS enables proactive risk management and improved regulatory compliance.

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