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CONSUMER LENDING, COMPLIANCE, AND
CREDIT RISK & REPORTING NEWS

FCRA Data: Read More about FCRA Litigation & Complaints Data Heading into 2026

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End of Year Scanner: The Top Headlines from Each Quarter

Q1: Trump Gets Ready to Move Bank Regulators After Workforce Purge

Q2: CFPB Announces 2025 Supervision and Enforcement Priorities

Q3: Court Vacates CFPB Rule on Medical Debt

TransUnion

Q4: TransUnion Responds to Growing Challenge of Credit Washing with Pioneering Fraud Detection Solution

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NEW AI SOLUTIONS IN PILOT & SET FOR RELEASE IN 2026

AI Resolution Engine for Credit Bureau Disputes

Now in pilot, this tool delivers real-time decision support by combining:

  • Metro 2® & ACDV data
  • Internal procedures
  • Advanced AI for image analysis

The result: faster, more accurate dispute resolution with human oversight today and full AI automation in the future.

Coming Soon: Data Quality Scanner 10.0 – Our biggest release yet!

  • Enhanced Data Layer for deeper reporting and customization
  • Generative AI Chatbots to help analysts explore data like never before

Pilots expand in 2026—sign up or view a demo below!

LEARN MORE

Recent INDUSTRY News

CFPB to Send $46 Million to Synapse Victims as Fund Runs Low
OCC Issues CRA Simplified Strategic Plan to Reduce Regulatory Burden for Community Banks
OCC Files Amicus Brief on 10th Circuit Decision
NCUA Releases Q3 2025 State-level Credit Union Data Report
Fair Credit Reporting Act Disclosures
Deck the Halls, Not the Trade Lines: Auto Fraud Talk
US Overdraft Fees Jump at Big Banks Amid Regulatory, Economic Shifts
American Fintech Council Endorses The Bank-Fintech Partnership Enhancement Act
Antitrust Suit Over Medical Debt Credit Reporting Can Proceed Against Credit Bureau
OCC’s Semiannual Risk Perspective Highlights Key Risks in Federal Banking System
Allow One Credit Score Pull for Plus-700 Borrowers, MBA Urges FHFA
CFPB Publishes Eight Notices on Reinstating OMB Requirements
Joint ABA and State Bankers Associations Letter to the CFPB on the Notice of Proposed Rulemaking to Streamline the 1071 Final Rule
Sworn Truth Ignored: How ‘Reyes v. Equifax’ Undermines Identity Theft Protections and Misreads the FCRA
Access an In-Depth Breakdown of 2025 State-Level Legislative Updates
America’s Credit Unions Steps Up Advocacy Push As 2025 Nears Close
Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
LDF Urges CFPB to Withdraw Proposed Policy Changes, Cites Increased Potential for Discrimination Against Black People Seeking Loans or Credit
CFA Comment on Proposed Changes to Equal Credit Opportunity Act (Regulation B)
Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Fair Credit Reporting Act Disclosures
Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
ABA Supports Proposed Changes to Fair Lending Enforcement
ABA, State Associations Favor Narrower Focus for Small-Business Data Collection Rule
Press Release: PayPal Submits Applications to Establish an Industrial Bank to Expand Access to Financial Services for U.S. Small Businesses
Reimagining Debt Collection – How Fintech Startups Are Bringing AI Precision To Recoveries
Car-Loan Delinquencies Will See Little Movement in 2026: TransUnion​
Executive Order Seeks Clarity on Obstacles to National AI Standard
The Future of Customer Communications in Digital Banking
Fintech Rundown: A Rapid Review of Weekly News
Student Loans For 6.4 Million Borrowers Are Heading Toward A Dangerous ‘Cliff’
The Evolving Landscape of Consumer Finance: Key Insights From Leading Lenders
Consumer Reports Letter Urging the CFPB Not to Weaken Fair Lending Protections for Consumers
Trump v. Slaughter Could Upend Independent Regulators, Including NCUA
US Banks Blast OCC Approval for 5 Crypto Firms
Consumer Reports: Buy Now, Pay Later Holiday Warning
State Regulators Take Lead in Consumer Finance Oversight
Is Fiserv’s (FISV) Credit Union Lending Integration Deepening Its Moat in Core Processing Software?
Financial fraud costs many older adults $100,000 or more: FTC
Fed Approves PNC’s $4.1B Acquisition of FirstBank
President Trump Signs Executive Order to Block State AI Laws
Scams Are Reshaping Consumer Trust – And Their Financial Behaviors
AG Kwame Raoul Leads Coalition in Challenging CFPB’s Potential
Ripple CEO Reacts to Bank Charter Approval, Slams Banking Lobby
U.S. Credit Card Debt Booms Ahead of Holiday Shopping Season
Comptroller Issues Statement on Bank Supervision and Regulation at Financial Stability Oversight Council Meeting
Statement by FDIC Acting Chairman Travis Hill at the December 2025 Meeting of the Financial Stability Oversight Council
$13.5M LexisNexis Risk Solutions False ‘Deceased’ Reports Class Action Settlement
Meeting of the Financial Stability Oversight Council
The Buy Now, Pay Later Market
NCUA Announces Deregulation Project and First Round of Proposed Regulatory Changes
Chime Names Mark Troughton President
How December’s Fed Rate cut Affects Borrowing Costs
TransUnion 2026 Outlook: Moderate Credit Card Balance Growth and Stable Delinquency Rates Signal Consumer Perseverance
TransUnion sees auto loan delinquencies leveling at 1.54% by end of 2026
Engaging key policymakers to advance credit union priorities
Preparing for an AI-Driven Flood of Fraud
Equifax Introduces Income Qualify to Deliver Insights Earlier in the Mortgage Lending Process and Help Lenders Manage Costs
Nonprofits Sue to Force CFPB to Accept Funding from the Federal Reserve
American Fintech Council Supports House Legislation On Artificial Intelligence And Financial Services
EPIC Joins Coalition Letter Seeking to Preserve Consumer Protections Against AI Harms in the Financial Services Industry
America’s Credit Unions Compliance Assistance Program Ready to Help, But Many Members are Unaware of it
America’s Credit Unions CEO Holds Capitol Hill Talks With Senate Banking Chairman
US bank regulator says large banks engaged in ‘debanking’ of disfavored industries
Statement for the Record before the House Financial Services Committee Hearing on “From Principles to Policy: Enabling 21st Century AI Innovation in Financial Services”
Why Block created a credit score
OCC Releases Preliminary Findings from Its Review of Large Banks’ Debanking Activities
Press Release: Congressman Roger Williams Introduces Merger Process Review Act to Enhance Efficiency in Bank Mergers
Freddie Mac issues guidelines for AI use by mortgage companies
Comptroller Issues Statement on 10th Circuit Decision
UltimateCreditCrew Announces big Upgrades to Credit Repair Offerings
ABA Economists See Brighter Outlook But Warn Credit Quality Will Keep Softening
Rikard Bandebo on the Future of Credit Scoring, Competition, and Housing Access
US Consumer Bureau to Issue ‘Interim Final’ Open Banking Rule, Cites Funding Shortfall
Best Background Check Software 2026: Top Vendors for Compliance, Speed, and User Experience
Bankruptcy Filings & Consumer Financial Stress Keep Intensifying in November
LegalShield Data: Rising Consumer Stress Casts Debt Cloud Over Holidays
From Cards To Car Loans: Where Consumer Credit Stress Has Been Shifting In 2025
Discussing shared strategies for global credit union success
Fed Survey Points to Higher Delinquencies
Fifth Third, Brex Sign Commercial Cards Agreement
Q3 2025 Bank Executive Business Outlook Survey Report
Consumer Loans are Getting Harder to Tally – and the Risks Harder to Gauge
Consumer Loans Are Getting Harder to Tally – and the Risks Harder to Gauge
Merger of Digital Federal Credit Union and First Tech Federal Credit Union Overwhelmingly Approved by First Tech Members
SCOTUS Hears Arguments on Limits of Presidential Dismissal Power
Regulator Alphabet Soup, December 2025 – FRB, FDIC, OCC and NCUA Testify at Congressional Oversight Hearings
CFPB humility pledge reshapes exam process, as agency faces uncertain future
Prosper Notice of Data Breach
Inside the Homebuyers Privacy Protection Act: A Conversation With the Mortgage Bankers Association
Experian Report: Payments Are Setting the Standard for Consumer Trust – And Collectors Should Take Note
Comptroller Gould Discusses De Novo Charters
CFPB Says it Needs $279.6M to Perform Statutory Duties in 2026
Banking Committee Democrats Call for Statutorily Required Hearing with Acting CFPB Director Vought
Final NDAA text contains no credit union sought provisions, neutral for credit unions
Credit Union Assets, net Worth, Shares Deposits Grew in 3Q
Comptroller of the Currency Jonathan V. Gould, Remarks at the Blockchain Association Policy Summit
Trump to issue order creating national AI rule
The Trump administration’s portable mortgage push could let you keep your 3% rate, but experts warn it may backfire. What can homeowners do now?
Takeaways: Supreme Court’s conservatives ready to back Trump on firings