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ABOUT US
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DATA QUALITY SCANNER WALKTHROUGH
THE SCANNER
RESOURCE CENTER
PARTNER: Equifax
PRODUCT
ABOUT US
RESOURCES
DATA QUALITY SCANNER WALKTHROUGH
THE SCANNER
RESOURCE CENTER
PARTNER: Equifax
CONSUMER LENDING, COMPLIANCE, AND
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This week's top headlines
FDIC Consumer Complaint Surge Led by Credit Reporting Disputes
July 3, 2025
Fannie, Freddie Now Allow Lenders To Use VantageScore 4.0
July 8, 2025
NCUA Issues Notice of Voluntary EGRPRA Review
July 10, 2025
Lawsuit Claims 7 Companies Violated Fair Credit Reporting Act
July 8, 2025
Federal Government Layoffs: Supreme Court sides with Trump for now
July 8, 2025
CFPB drops $95M overdraft case against Navy Federal
July 2, 2025
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Recent News
NCUA Issues Notice of Voluntary EGRPRA Review
ncua
|
July 10
The Credit Scoring Shake-Up: Why FICO’s Dominance is Crumbling and Fintech is the New King
AInvest
|
July 9
FICO reporting could stunt BNPL
Payments Dive
|
July 9
NAR Applauds FHFA Move to Expand Credit Scoring Models for Mortgage Underwriting
NAR
|
July 9
Consumer Card Debt Paydowns May Prove Temporary
pymnts
|
July 9
State Watch: Consumer Protection Enforcement Update – June 2025: Hot AG Summer kicks off with California’s largest-ever CCPA settlement
JD Supra
|
July 9
FTC Sends More Than $2.9 Million to Consumers Harmed by Home Improvement Financing Firm
ftc
|
July 8
CFPB Fair Lending Official Who Raised Data Issues Put on Leave
Bloomberg Law
|
July 8
The company behind your credit score is plunging on the stock market after a White House announcement
WRAL
|
July 8
A Note on the New Credit Union Estimates in the G.19 “Consumer Credit” Statistical Release
Federal Reserve
|
July 8
New York Fed: Inflation expectations largely unchanged
ABA Banking Journal
|
July 8
American Fintech Council Provides Middle Ground in CFPB Case on New Open Banking Rule
The Fintech Times
|
July 8
CFPB Budget Slashed by Almost 50 Percent as Trump Signs One Big Beautiful Bill Act
Holland & Knight
|
July 8
NTEU Op-Ed Defends CFPB – National Treasury Employees Union
NTEU
|
July 8
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter
troutman pepper locke
|
July 8
Appeals court voids FTC’s ‘click to cancel’ rule just before it starts
The Hill
|
July 8
Ballard Spahr Submits Amicus Brief on Behalf of Banking Trade Groups in Important SCOTUS Arbitration Case
Ballard Spahr
|
July 8
FHFA Preserves Tri-Merge Credit Reports; ACU Calls For ‘Clean’ NDAA
CU Today
|
July 8
Chime’s IPO is more than a milestone — it’s a model for fintech with purpose
The FR
|
July 8
No Full TIN, No Problem: FinCEN Approves of TIN Verification Through a Third Party
JD Supra
|
July 8
Buy Now, Pay Later: Regulatory Retreat in Washington, State Regulation on the Rise
JD Supra
|
July 8
Community Reinvestment Act, Fair Housing Act, and Equal Credit Opportunity Act: OCC Contact Information for Certain Notices and Posters
OCC
|
July 8
Federal Government Layoffs: Supreme Court sides with Trump for now
USA Today
|
July 8
Lawsuit Claims 7 Companies Violated Fair Credit Reporting Act
HousingWire
|
July 8
Fannie, Freddie Now Allow Lenders To Use VantageScore 4.0
NMP
|
July 8
Consumer credit increased 1.2% in May
ABA
|
July 8
Texas Federal District Court Grants Summary Judgment on FDCPA and TDCA Claims Over Texts and Calls to a Wrong Number
troutman pepper locke
|
July 7
11th Circuit revives Experian arbitration bid in FCRA suit
Westlaw
|
July 7
Fintech sector braced for fresh wave of disruption as AI changes the game
finextra
|
July 7
HUD seeking information about impact Buy Now, Pay Later has on housing expenses
Ballard Spahr
|
July 7
Agencies allow banks to access tax ID numbers from third parties
orrick
|
July 7
Budget bill includes huge cuts to CFPB budget
Ballard Spahr
|
July 7
FDIC report: 97% of supervised institutions rated satisfactory or better for consumer compliance
ABA Banking Journal
|
July 6
Law Shields Seniors from Credit Score Hits Due to Medical Debt
Grants Pass Tribune
|
July 6
How DCUC And ACU Protected The Credit Union Tax Break
CU Today
|
July 6
WebRecon May 2025 Stats: Mostly Up Again
Web Recon
|
July 5
OCC Report Highlights Key Risks in Federal Banking System
OCC
|
July 5
Insights from the CFPB’s Latest Report on Credit Invisibility
troutman pepper locke
|
July 3
NYC Comptroller Requested Stronger Protections for New Yorkers Amidst Attenuated CFPB Authority
Lexology
|
July 3
FDIC Issues 2025 Consumer Compliance Supervisory Highlights
FDIC
|
July 3
FDIC Consumer Complaint Surge Led by Credit Reporting Disputes
pymnts
|
July 3
CFPB drops $95M overdraft case against Navy Federal
Banking Dive
|
July 2
OCC Report Highlights Key Risks in Federal Banking System
OCC
|
June 30
Technical correction and update to the CFPB’s credit invisibles estimate
cfpb
|
June 27
No, a TikTok Trick Won’t Erase Student Loan Debt
NY Times
|
June 26
Rocket Mortgage Launches Bridge Loan To Help Homeowners Buy Now, Sell Later
NMP
|
June 26
Acting Comptroller of the Currency Issues Statement on Proposal to Modify the Enhanced Supplementary Leverage Ratio
OCC
|
June 25
No Shotgun Pleadings, says court
inside ARM
|
June 25
Brain drain at OCC raises concerns about US model supervision
Risk.net
|
June 25
Fed kicks off effort to ease bank leverage rules
reuters
|
June 25
State Attorneys General | Regulatory Oversight
troutman pepper locke
|
June 25
Federal Judge’s Decision May Bind CFPB to Previously Withdrawn Guidance Documents
Holland & Knight
|
June 25
Answers sought on illegal terminations under National Credit Union Administration’s Board
Financial Regulation News
|
June 25
Five Things to Know About the New York Buy-Now-Pay-Later Act
Husch Blackwell
|
June 25
Shifting Auto Behaviors Could Signal Growth for Credit Unions
CU TImes
|
June 25
Housing Market ‘Frozen’: J.P. Morgan Reports
CU TImes
|
June 25
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – June 2025 # 4
troutman pepper locke
|
June 25
CFPB Budget Cuts Blocked by Senate Parliamentarian
Holland & Knight
|
June 25
CFPB Extends Compliance Deadlines Under 1071 Rule
Stinson
|
June 25
Succession planning rule should be rescinded, reproposed by NCUA
ACU's
|
June 24
Trump’s CFPB Rollback has Cost Americans $18 Billion, Consumer Groups Say
reuters
|
June 24
NCUA Should Exclude References to Reputational Risk from Supervisory Exam Programs
ACU's
|
June 24
One in three student loan borrowers risk default as delinquency rates soar
The Guardian
|
June 24
Federal Reserve Office of the Inspector General to Expand Its Investigation of CFPB
Lexology
|
June 24
Fed joins OCC, FDIC in scrubbing reputational risk from exams
Banking Dive
|
June 24
Federal Reserve Office of the Inspector General to Expand Its Investigation of CFPB
Holland & Knight
|
June 24
Maine and Oregon Ban Medical Debt Reporting to Credit Bureaus
|
June 23
Senate Ruling Halts GOP Bid To Defund CFPB—What Comes Next?
CU Today
|
June 23
FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data
FICO
|
June 23
Credit Reporting Shake-Up Sparks Concern Across Mortgage Ecosystem
NMP
|
June 23
This week: Keeping CU difference top of mind during Week of Action
ACU's
|
June 23
Senate passes bill to amend the FCRA
orrick
|
June 23
Ten Financial Services Committee Bills Pass the House
Financial Services
|
June 23
CFPB Moves to Keep Synapse Case Alive for Consumer Relief
pymnts
|
June 23
Trump signs resolution overturning OCC bank merger rule
ABA
|
June 23
OCC to outline process for criminal referrals
ABA Banking
|
June 23
CFPB Medical Debt Rule Weighed
Payments Dive
|
June 23
3 Mega Trends Shaping the Future of Fintech
Inc.com
|
June 23
HomeFree-USA Unveils Experian® CreditCenter™ to Empower Thousands of Potential Homebuyers
Business Wire
|
June 23
Federal Reserve Board – Federal Reserve Board announces that reputational risk will no longer be a component of examination programs in its supervision of banks
Federal Reserve
|
June 23
Senate Official Blocks CFPB Defunding in Trump’s Megabill
Banking Dive
|
June 23
CFPB Issues Interim Final Rule Extending Small Business Lending Rule Compliance Deadlines
Lexology
|
June 23
Illinois Passes Bill Prohibiting Collection of Coerced Debt
Troutman Pepepr Locke
|
June 20
Walmart to Pay $10 Million to Settle FTC Allegations it Allowed Scammers to Obtain Millions from Consumers Using Company’s Wire Transfer Services
ftc
|
June 20
Senate parliamentarian deals blow to GOP plan to gut consumer bureau in tax bill
AP
|
June 20
OCC Reports Mortgage Performance for First Quarter of 2025
OCC
|
June 20
NYC Comptroller Report Calls for Overhaul of State Consumer Financial Protections
Sheppard Mullin
|
June 19
OCC Announces Enforcement Actions for June 2025
OCC
|
June 18
Pessimism About Future Household Finances Rises, Yet Majority of U.S. Consumers Remain Optimistic
TransUnion
|
June 18
Klarna CEO outlines plan to become super app with AI
CNBC
|
June 18
Consumer Lending Compliance in Uncertain Times
Dinsmore
|
June 18
Prepare for a Historic Consumer Credit Comeback
The Financial Brand
|
June 18
Maine Prohibits Reporting of Medical Debt to Consumer Reporting
National Law Review
|
June 18
Nussle: Senate Finance Committee Recognizes Value of Credit Unions
ACU's
|
June 18
Consumer Financial Civil Penalty Fund Rule Amendment
Federal Register
|
June 17
Class Action Lawsuit Claims Experian Illegally Sells Consumer Phone Numbers to Third-Party Lenders
Class Action
|
June 17
CFPB to delay small-business lending data collection compliance dates
ABA
|
June 17
More Early Terminations of Redlining Consent Orders
Ballard Spahr
|
June 17
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter
troutman pepper locke
|
June 17
Lawmakers Zero In on Check Fraud Crisis
pymnts
|
June 17