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This week's top headlines

CFPB to Conduct Comprehensive Review of Previously Issued Guidance Documents

NCUA faces uncertainty following White House actions

State Appeals Court Affirms Ruling in High-Profile FCRA Case

OCC Announces Changes to Organizational Structure

NY AG alleges two wage access providers made illegal loans

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Recent News

Global Payments Announces Agreements to Acquire Worldpay and Divest Issuer Solutions
NCUA faces uncertainty following White House actions
ABA survey: Americans overwhelmingly support financial education in schools
How California, New York Could Fill Consumer Finance Regulatory Void
CFPB rescinds enforcement, supervisory priority documents, outlines new priorities for 2025
Trump Directs FTC to Lead Government-Wide Rescission and Modification of Anticompetitive Federal Regulations
Acting Comptroller of the Currency Discusses Agency Priorities
Oregon credit union to buy in-state bank
Trump Fires NCUA Board Member Todd Harper
Goodbuy wins NACUSO’s 2025 Next Big Idea Competition
Average U.S. FICO Score Drops to 715
Consumer Resilience Buoys Big Banks, but CEOs Are Cautious
Public, Political Reaction to NCUA Board Firings: Outrage & Concern
We Can Have Credit Access or the CFPB’s Alternate Reality, Not Both
OCC Announces Changes to Organizational Structure
New FTC Data Show Top Text Message Scams of 2024; Overall Losses to Text Scams Hit $470 Million
Bipartisan board modernization bill gains momentum in Senate
CFPB’s Vought wants to strip away ‘guidance’ en masse
US banks flag risks to consumer spending from tariff uncertainty
Credit card 90-day delinquencies rise to record: report
Will Trump’s Tariffs Impact Offshore Operations? – ACA International
NY Fed Research Reveals Consumer Payment Priorities
DC Circuit so far largely upholds Judge Jackson’s order preliminarily enjoining the CFPB Acting Director from shutting down the CFPB
CFPB to Conduct Comprehensive Review of Previously Issued Guidance Documents
CFPB Abandons Credit Card Late Fee Rule
CFPB’s Vought wants to strip away ‘guidance’ en masse
NY AG alleges two wage access providers made illegal loans
Trade Groups Welcome Court Decision Vacating Late Fee Rule
ABA, associations urge FCC to lower regulatory barriers to customer communications
2025 Fair Lending Trends: Time to Double-down on Risk and Compliance
OCC Releases Letter on Information Security Incident to Supervised Institutions
FTC Launches Public Inquiry into Anti-Competitive Regulations
CFPB Resolves Credit Card Late Fee Case, Asks Judge to Toss Rule
Trump order raises concerns over regulatory independence
Report: OCC Hack Prompts Information Sharing Limits From Banks
Financial Services Committee Republicans call on CFPB to withdraw rules, guidance
Nearly Two-Thirds of Consumers Oppose Regulation of Credit Card Reward Programs
2 major San Diego area credit unions plan to merge. When and how that could happen
Predictions regarding the 2023 CRA Rule and Section 1071 and how to prepare for expected developments
Complaint challenges New York attorney general’s classification of earned wage access as a loan
Appeals court allows some CFPB firings
CFPB drops case against Comerica
State Appeals Court Affirms Ruling in High-Profile FCRA Case
Affirm’s Levchin Sees Becoming Amex of Buy Now, Pay Later
California Introduces Legislation to Fill the Void of Federal Consumer Protection Regulations
ABA, associations push for equal treatment in regulation of data collection
Trump administration moves to crack down on CFPB’s use of regulatory ‘guidance’
CFPB Ends Enforcement of Registry of Law-Breaking Firms
Equifax Releases 2024 Global Consumer Credit Trends Report
Cramer, Scott Introduce Bill to Expand Access to Credit
‘Delete Illegal Regulations:’ Trump Orders Sweeping Regulatory Purge
SDCCU to merge with Cal Coast, creating 4th largest California credit union
Joint Trades Letter to the CFPB regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data
CFPB Offers Regulatory Relief From Registration Requirements for Small Loan Providers
FICO Announces Availability of FICO Score Mortgage Simulator for Lender Use
Here is the agreement DOGE has with the CFPB about its cost-cutting efforts
US bank regulator begins work with DOGE staff, email says
The future of credit data: Will AI reduce bureau dependency?
Reed & Hagerty Renew Push to Reign in Abusive Mortgage “Trigger Leads” & Cut Down on Unwanted Spam Calls, Texts and Emails
Affirm Joins MoreThanFair to Advance Inclusive, Transparent Lending
Appeals panel looks for middle ground on CFPB dismantling
DCUC and NACUC announce strategic collaboration to strengthen credit union advocacy
CBA Applauds House for Approving Resolution to Invalidate Biden-Chopra CFPB Overdraft Rule
Treasury bureau notifies Congress that email hack was a ‘major’ cybersecurity incident
Treasury eyes bigger regulatory role, Bessent says
President Donald J. Trump Directs Repeal of Regulations That Are Unlawful Under 10 Recent Supreme Court Decisions
PRA Group Announces Leadership Succession Plan
Affirm surges 20% as fintech rallies on tariff pause, but risk remains
Large Bank Credit Card and Mortgage Data 2024 Q4 Narrative
House Passes Two CRAs to Roll Back Biden-era Rules
How Musk and Trump Are Working to Consolidate Government Data About You
Washington lawmakers are poised to prevent medical debt from impacting credit scores
TransUnion’s OneTru™ Accelerates Product Innovation
FDIC to Ease Banks’ Living-Will Mandates, Acting Chair Says
View from the FDIC: Update on Key Policy Issues
The End of Section 1071 as We Know It: CFPB to Reopen Rulemaking: Stinson LLP Law Firm
ABA’s Nichols renews call for national strategy on fraud
Regulatory Roundup: FHFA rescinds GSE-supported SPCPs, agencies address crypto assets
Fannie Mae shakeups continue with ‘unethical conduct’ firings
OCC Notifies Congress of Incident Involving Email System
Fintechs Against Finance Fortresses: The Battle for Data Access
How ‘Pay Later’ Momentum Is Reshaping the Payments Ecosystem
Spring 2025 Consumer Survey on Payment Cards
US CFPB asks to Exit Biden-era Case Against MoneyGram
Congressman Cohen Reintroduces the Fair Debt Collection Improvement Act
Consumers decide against taking on new loans
Dimon: Consumer Payments ‘New Battleground’ for Banks
Republicans Invoke the CRA to Repeal Chopra-Era Rules
Consumer Satisfaction Survey Spring
ABA urges CFPB to reconsider financial abuse reporting rule
Fraud Watch: Fraudsters use genAI to enhance old scams
Trump Order on CDFI Fund Puts Small Businesses and Affordable Housing at Risk =
State Comprehensive Privacy Law Update – April 7, 2025
New Regulatory Priorities Spring Into Focus, April 2025 – Fed, FDIC and OCC Move to Rescind 2023 CRA Rule
How Citizens Bank Makes Relationships the Bullseye of Consumer Credit
New DOJ Task Force Seeks Input on State and Federal Laws that Impede Competition and Innovation
Fintech companies caught up in tariff turmoil
February US Consumer Credit Posts Surprise Decrease
Fed’s Barr has high hopes for generative AI
Dimon frets over tariff uncertainty in annual letter

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