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CONSUMER LENDING, COMPLIANCE, AND
CREDIT RISK & REPORTING NEWS

What Is e-OSCAR®? Exploring e-OSCAR’s Role in The Consumer Lending Industry

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What Mattered This Week

Bank of America Bracing for $800,000,000 Loss As Investigators Probe BofA, JPMorgan Chase and Wells Fargo’s Alleged Refusal To Reimburse Customers

Jibrael Law Secures Landmark Settlement of $10 Million for Victims of FCRA Violations

Ex-Toyota Financial Worker Advises on Sending Credit Dispute Letters on TikTok

CFPB Report Details Carveouts for Financial Institutions in State Data Privacy Laws

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Trump’s Second Term: What’s Ahead for Nine Key Sectors?

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Recent News

Trump’s Second Term: What’s Ahead for Nine Key Sectors?
Record high of $3.2B in fraud hits lending market: TransUnion
CFPB Survey Reveals Impacts of Student Loan Debt Relief and Repayment Challenges
Fed: Household Debt Nears $18 Trillion as Delinquencies Pressure Consumers
CFPB Report Details Carveouts for Financial Institutions in State Data Privacy Laws
CFPB urges states to reconsider exemptions for financial data in privacy laws
TransUnion: LTVs above 120% for used cars have doubled in past 3 years
National Survey: Majority of U.S. Consumers Think Congress Should Hold Credit Unions Accountable
Consumer Credit Delinquencies on the Rise Again
Comerica sues CFPB over ‘costly’ prepaid card probe
FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023
FICO credit score price hike: What does it mean for the mortgage industry?
ABA continues push for FCC action on illegal texts
Congress is back. Big financial policy moves are coming.
Federal judge orders debt collector Global Circulation Inc. to temporarily cease operations
Ex-Toyota Financial Worker Advises on Sending Credit Dispute Letters on TikTok
Trump’s Transition Team Prepares to Reshape FTC Leadership and Antitrust Agenda
CFPB Releases Chart to Help Determine if Nonbank Registration is Required
How a second Trump term may change bank M&A
Bank of America Bracing for $800,000,000 Loss As Investigators Probe BofA, JPMorgan Chase and Wells Fargo’s Alleged Refusal To Reimburse Customers
NCUA Approves 49 Mergers During the Third Quarter
Jibrael Law Secures Landmark Settlement of $10 Million for Victims of FCRA Violations
CFPB Orders Navy Federal Credit Union to Pay More Than $95 Million for Illegal Surprise Overdraft Fees
FTC Finalizes “Click To Cancel” Rule With Substantial Requirements for Recurring Subscription Programs
Fed issues enforcement action to two banks after examinations
6 regulatory moves, people whose days are numbered under Trump
What Lies Ahead for the CFPB as Trump 2.0 Takes Shape?
Wall Street scores political victory with a Trump win: ‘This should aid all banks’
Fifth Circuit Grants Expedited Appeal in Challenge to CFPB’s Section 1071 Final Rule
CFPB Warns Employers That Use Of Third-Party Consumer Reports Must Be Fair
FTC Takes Action Against Online Cash Advance App Dave for Deceiving Consumers, Charging Undisclosed Fees
CFPB Data Security Protocols Still Need Fixes, Watchdog Says
FTC Sends More Than $17 Million to Consumers Harmed by Brigit’s Deceptive Claims, Junk Fees, and Confusing Cancellation Process
CFPB Finalizes Personal Financial Data Rights Rule
CFPB Takes Action to Address Townstone Financial’s Unlawful Redlining
Capital One warns of potential enforcement action over savings accounts
Katherine Easmunt Named Chief Ethics Counsel
New Jersey AG accuses Republic First of redlining
CFPB Orders VyStar Credit Union to Pay $1.5 Million for Illegally Stranding Consumers from Accessing Their Money and Accounts
LexisNexis Risk Solutions Report Reveals How Financial Institutions Are Regaining Visibility into Consumer Creditworthiness Through Alternative Credit Data
ABA’s mortgage advocacy update: Oct. 30
NCUA Posts 2025–2026 Proposed Budget, Sets Nov. 22 Public Briefing
Money20/20 USA Unveils Seven Incredible Fintech Startups And Industry Disruptors
Refinance demand persists, despite rate uncertainty: Transunion
BofA discloses Zelle probe, says it may result in litigation
Equifax Doesn’t Report Ch. 7 Discharges, Suit Says
2024 Fraud Insights Report
From the Web: VantageScore Report Reveals Borrowers’ Increased Reliance on Credit
FTC Sends More Than $1 Million to Consumers Harmed by Rhinelander Auto’s Unlawful Junk Fees and Discriminatory Financing
Positive credit reporting can address medical debt
Dimon swipes at regulators, large retailers: ‘Time to fight back’
ABA Unveils New National Consumer Polling Data on Major Bank Policy Issues
Experian Launches New GenAI Solution to Greatly Accelerate the Modeling Lifecycle
Landmark Bank Secrecy Act Resolution Signals Increasing Focus on Banks’ Anti-Money Laundering Compliance
The State AG Report – 10.24.2024
Financial Technology Association files suit challenging CFPB Buy Now Pay Later (BNPL) interpretive rule
Chopra defends CFPB open banking rule in face of lawsuit
CFPB to distribute over $191 million to consumers harmed by Tempoe
September Consumer Protection News
Acting Comptroller Discusses Frameworks to Identify Systemic Risk
CFPB touts three wins in funding challenges: Is it all sizzle but no steak?
Prepared Remarks of CFPB Director Rohit Chopra at the Joint Field Hearing with the Department of Labor on Worker Tracking
CFPB Takes Action to Curb Unchecked Worker Surveillance
Trade groups challenge CFPB’s open banking rule on Day 1
NYC DCWP Delays Enforcement of Amended Debt Collection Rules
Pay to Play? CFPB Warns Consumers about Risks of Video Game Currency and In-Game Purchases
BaaS Faces Regulatory Reckoning: OCC and FDIC Actions Underscore Growing Scrutiny
CFPB Orders Apple and Goldman Sachs to Pay Over $89 Million for Apple Card Failures
CFPB Bites of the Month – September 2024 – Wake Me Up When September Ends, CFPB
Cross River CEO: FDIC Proposed Rule Would Protect Bank-FinTech Model
ABA, Associations Urge CFPB to Rescind Circular On Overdraft Opt-in Procedures
Incentive-based compensation proposed rule is unnecessary for credit unions
Unpacking the Increasingly Popular Fair Credit Billing Act
OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches: Final Guidelines
How the CFPB’s 1033 Final Rule Differs from the Initial Proposal
CFPB Finalizes Personal Financial Data Rights Rule to Boost Competition, Protect Privacy, and Give Families More Choice in Financial Services
ACA International Files Lawsuit to Halt New York City Debt Collection Rules
Joint Trades Letter to FCC on Advanced Methods to Target and Eliminate Unlawful Robocalls and Text Messages
OCC announces enforcement actions against four US banks
Justice Department Sues Rocket Mortgage, Appraisal Management Company and Appraiser for Race Discrimination in Mortgage Refinance Application
FinTech Association Sues CFPB; Says BNPL Rule ‘Oversteps Legal Bounds’
Major student loan company failed to process hundreds of thousands of applications
Complaint to Challenge Regulation B Changes to the Equal Credit Opportunity Act
ED: Delinquent Payments on Federal Student Loans Will Not Be Reported Until January
Holiday shoppers plan to spend more while taking on debt this season
SoFi, Best Egg get boosts from private credit
TransUnion Analysis Finds Fraud Costing Businesses Equivalent of Nearly 7% of Revenues
Court Allows FCRA Claims to Proceed in Deceptive Mailer Case
Federal Trade Commission Announces Final “Click-to-Cancel” Rule Making It Easier for Consumers to End Recurring Subscriptions and Memberships
Bipartisan Bill Introduced on Credit Reporting of Medical Payments
Regulators Raise Exemption Thresholds Regarding Mortgages, Consumer Credit and Leases
Nova Credit to Supply Consumer-Permissioned Cash Flow Data to SoFi
ABA urges regulator to require more transparency in bank acquisitions by credit unions
Credit unions, fintechs should face same regulations as banks: Fed’s Bowman
CFPB Enforcement Picking Up After Supreme Court Cloud Cleared
OCC releases FY 2025 bank supervision operating plan
CFPB and Justice Department Take Action Against Fairway for Redlining Black Neighborhoods in Birmingham, Alabama
Motions Fly in the Battle Over the Illinois Interchange Case Ahead of an Oct. 30 Hearing
Barclays Moves Into the GM Card Business, Pushing Goldman Aside
FDIC Proposes Rule Amendments to Expand Its Role in Reviewing Depository Institution Holding Company Acquisitions

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