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PARTNER: Equifax
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PRODUCT
ABOUT US
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DATA QUALITY SCANNER WALKTHROUGH
THE SCANNER
RESOURCE CENTER
PARTNER: Equifax
PRODUCT
ABOUT US
RESOURCES
DATA QUALITY SCANNER WALKTHROUGH
THE SCANNER
RESOURCE CENTER
PARTNER: Equifax
CONSUMER LENDING, COMPLIANCE, AND
CREDIT RISK & REPORTING NEWS
Seeing a Rise in Disputes? Social Media Could be to Blame.
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This week's top headlines
CFPB Files Rulemaking Items With Office of Management and Budget
June 9, 2025
US Court Blocks CFPB Move to Scrap Racial Discrimination Settlement
June 13, 2025
Nussle: Senate Finance Committee Recognizes Value of Credit Unions
June 18, 2025
Senate Clears Bill to Stop Abusive Mortgage Trigger Leads
June 16, 2025
Class Action Lawsuit Claims Experian Illegally Sells Consumer Phone Numbers to Third-Party Lenders
June 17, 2025
CFPB, Consumer Groups Clash over BNPL
June 16, 2025
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Recent News
OCC Announces Enforcement Actions for June 2025
OCC
|
June 18
Pessimism About Future Household Finances Rises, Yet Majority of U.S. Consumers Remain Optimistic
TransUnion
|
June 18
Klarna CEO outlines plan to become super app with AI
CNBC
|
June 18
Consumer Lending Compliance in Uncertain Times
Dinsmore
|
June 18
Prepare for a Historic Consumer Credit Comeback
The Financial Brand
|
June 18
Maine Prohibits Reporting of Medical Debt to Consumer Reporting
National Law Review
|
June 18
Nussle: Senate Finance Committee Recognizes Value of Credit Unions
ACU's
|
June 18
Consumer Financial Civil Penalty Fund Rule Amendment
Federal Register
|
June 17
Class Action Lawsuit Claims Experian Illegally Sells Consumer Phone Numbers to Third-Party Lenders
Class Action
|
June 17
CFPB to delay small-business lending data collection compliance dates
ABA
|
June 17
More Early Terminations of Redlining Consent Orders
Ballard Spahr
|
June 17
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter
troutman pepper locke
|
June 17
Lawmakers Zero In on Check Fraud Crisis
pymnts
|
June 17
CFPB signals five future publications in OMB filings
orrick
|
June 16
Payments Fraud: Request for Information on Potential Actions to Address Payments Fraud
OCC
|
June 16
ABA, associations reiterate concerns about CFPB nonbank registry
ABA
|
June 16
Senate Clears Bill to Stop Abusive Mortgage Trigger Leads
ACU's
|
June 16
This week: Senate to take next steps on GENIUS Act, reconciliation package
ACU's
|
June 16
CFPB, Consumer Groups Clash over BNPL
Payments Dive
|
June 16
Court denies CFPB, Townstone attempt to undo redlining settlement
MPA
|
June 16
Federal Bank Regulatory Agencies Seek Comment to Address Payments and Check Fraud
OCC
|
June 16
J.D. Power: Personal loan borrowers’ financial health trends downward for a third straight year
bankrate
|
June 16
New Payments Developments from Citizens Bank, Apple FCU, Paze and Worldpay
The Financial Brand
|
June 16
FTC Provides Guidance on Updated Safeguards Rule
ftc
|
June 16
Phantom Debt Collectors to Face Permanent Ban as a Result of FTC Lawsuit
ftc
|
June 16
MBA Urges Shift To Single Credit Report Model, Citing Cost Savings And Efficiency
NMP
|
June 16
Rent Reporting Can Positively Impact Credit Visibility and Credit Scores Among Renters
NLIHC
|
June 16
What’s new with delinquencies on credit cards and other loans?
bankrate
|
June 16
Equifax Introduces Complete Income for Social Services
PR Newswire
|
June 16
Open banking to survive Trump, fintechs say
Banking Dive
|
June 16
Letter to CFPB re: COVID Rule Rescission
ABA
|
June 16
A Hard Reset on 1033?: A Look at What’s Next for Open Banking
Lexology
|
June 14
Before his departure, Musk imposed a controversial weekly requirement in DOGE
SoyNomada
|
June 14
MoneyGram Will Pay $250K To Finish Off CFPB, NY Suit
LAW360
|
June 13
Court overturns $218M patent-infringement verdict against PNC
Banking Dive
|
June 13
US Court Blocks CFPB Move to Scrap Racial Discrimination Settlement
reuters
|
June 13
Financial Companies Push Trump’s CFPB to Undo More Settlements
Bloomberg Law
|
June 12
CFPB’s Guidance Withdrawal Deepens Industry Uncertainty
JD Supra
|
June 12
Equifax Secures 35 New Patents, Advancing Responsible AI, Machine Learning, and Fraud & Identity Solutions
PR Newswire
|
June 12
Federal Judge Rejects Experian’s Efforts to Reinstate Favorable FCRA Ruling
Law.com
|
June 12
Captive Lenders Slide as F&I Shifts Toward Banks, Credit Unions, Reports Experian
Wards Auto
|
June 12
Fintech Chime Climbs 37% in Debut After $864 Million IPO
Yahoo Finance
|
June 12
Fired NCUA Board Members Spar With Trump Over Removal Powers
Bloomberg Law
|
June 12
Joint Comments to CFPB on the Proposal to Rescind Certain Amendments to the CFPB’s Procedures for Supervisory Designation Proceedings
ABA
|
June 12
US court blocks CFPB move to scrap racial discrimination settlement
reuters
|
June 12
Trump CFPB cuts reviewed by Fed inspector general
CNBC
|
June 12
Inflation unaffected by tariffs in May, FOMC to observe tariff impact before considering easing rates
ACU's
|
June 12
Senate moves GENIUS Act closer to floor vote without ‘poison pills’
ACU's
|
June 12
House Financial Services Committee approves ‘trigger leads’ bill
Ballard Spahr
|
June 12
ABA experts see reasons for optimism amid economic, regulatory uncertainty
ABA
|
June 11
House Financial Services Committee Advances Three Credit Union-Backed Bills
ACU's
|
June 11
Chime IPO to test public market appetite for fintech as companies exit
CNBC
|
June 11
FTC takes action against student loan debt relief companies
Ballard Spahr
|
June 11
Equifax Introduces Optimal Path™ Interactive Score Planner
PR Newswire
|
June 11
Navigating Regulation E Risk in Banking as a Service Models
orrick
|
June 11
Senate Banking Republican reconciliation bill would eliminate CFPB funding source
Ballard Spahr
|
June 11
CFPB’s top enforcement official resigns
Banking Dive
|
June 11
Arra Finance To Acquire Crescent Auto Finance, Rapidly
GlobeNewswire
|
June 11
Memo to HFSC: Views on Legislation for the June 10, 2025, Full Committee Markup
ABA
|
June 10
US financial groups call reforms in federal agencies’ data handling
Retail Banker International
|
June 10
Wells Fargo says consumer loan growth to stay muted or drop this year
reuters
|
June 10
Oregon lawmakers pass bill to keep medical debt off credit reports
The Oregonian
|
June 10
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – June 10, 2025
Lexology
|
June 10
States and Courts Fill In Regulatory Gaps as CFPB’s Future in Flux
pymnts
|
June 10
Illinois Passes Bill Prohibiting Collection of Coerced Debt
Lexology
|
June 10
Fed Vice-Chair Bowman Aims to Improve Bank Supervision
Lexology
|
June 10
Banking Committee Democrats Call on Chairman Tim Scott to Hold Markup on “Big, Beautiful Bill” That Would Destroy CFPB and Undermine Financial Stability
US Senate Comittee
|
June 10
Regulatory Rollback: Inside the CFPB’s FCRA Guidance Withdrawal
troutman pepper locke
|
June 10
Top CFPB Enforcement Official to Resign, Citing ‘Devastating’ Shifts Under Trump
reuters
|
June 10
‘Poison pill’ GENIUS Act amendments less likely to move forward
ACU's
|
June 10
Report: Fintech firms show strong fundamentals, growth
ABA
|
June 10
Equifax Announces Agenda for 2025 Investor Day on June 17
PR Newswire
|
June 10
Joint Letter to Congress Supporting the Rose Amendment in the Nature of a Substitute for H.R. 2808, the Homebuyers Privacy Protection Act
ABA
|
June 10
Serving Gen Z remains a lending challenge — and opportunity — for the banking industry
BAI
|
June 10
Joint letter urges senators to secure credit union tax status
ACU's
|
June 10
CFPB and Pawn Store Operator to Settle MLA Suit
Lexology
|
June 10
Second Circuit Explains Reasonable Investigation Standard in Identity Theft Case Under FCRA
Lexology
|
June 10
CFPB Signals Review of Mortgage Servicing and Larger Participant Rules
Lexology
|
June 10
Acting Comptroller of the Currency Releases Letter on Preemption
|
June 9
Walmart is using its own fintech firm to provide credit cards after dumping Capital One
NBC News
|
June 9
This week: Advocacy ongoing as Senate considers GENIUS Act
ACU's
|
June 9
Harnessing data to emphasize the credit union difference
ACU's
|
June 9
ABA, associations urge House lawmakers to ban abuse of mortgage trigger leads
ABA
|
June 9
Second Circuit sides with bank in FCRA case
orrick
|
June 9
CFPB Files Rulemaking Items With Office of Management and Budget
Ballard Spahr
|
June 9
Senate Republicans would cut off CFPB funding from Fed
Banking Dive
|
June 9
Acting Comptroller of the Currency Releases Letter on Preemption
OCC
|
June 9
CFPB Will Move Ahead With Rest Of Calif. Debt Relief Suit
LAW360
|
June 9
Regulatory Reset: CFPB Moves to Rescind Rules and Advance New Proposals
Brownstein
|
June 9
CFPB argues challenge to its funding mechanism is premature
orrick
|
June 9
Dealing With Debt and American Consumer Credit Counseling Join Forces to Support Financial Recovery and Long-Term Stability
Morningstar
|
June 9
Walmart taps own fintech firm for credit cards after Capital One exit
CNBC
|
June 9
Maine Lawmakers Unanimously Vote to Block Medical Debt from Being Factored into Mainers’ Credit Scores
Maine Wire
|
June 9
Comptroller Brad Lander Calls to Modernize Consumer Financial Protections Amid Trump Rollbacks
Brad Lander
|
June 9
Banks Experience Market Share Rebound For Vehicle Financing In Q1 2025 : Experian
CrowdFund
|
June 8
Banks Experience Market Share Rebound For Vehicle Financing In Q1 2025 : Experian
Crowdfund Insider
|
June 8
DOJ inspector general Michael Horowitz picked as new watchdog for Fed and CFPB
Washington Examiner
|
June 7
Fintechs Push Back on New York’s BNPL Regulations
Bad Credit
|
June 7
DOJ inspector general Michael Horowitz picked as new watchdog for Fed and CFPB
Washington Examiner
|
June 7
More people getting spam calls after credit pulled for mortgage loan
CBS News
|
June 6