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This week's top headlines

CFPB Semi Annual Hearing

CBA Outlines Reforms Needed to Transform CFPB Into the Strong, Durable Regulator Consumers Deserve

Credit Reporting Companies Ask Court to Pause Medical Debt Rule

Small Texas Bank Sues World’s Largest CU Over Business Check Fraud Concerns

CFPB Issues a Roadmap for States Days Before Trump Takes Office

Arora v. Trans Union, LLC.

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Recent News

FTC Takes Action Against General Motors for Sharing Drivers’ Precise Location and Driving Behavior Data Without Consent
Arora v. Trans Union, LLC.
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FDIC OIG reports on readiness to resolve large regional banks
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CFPB rescinds earned wage access advisory opinion
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ABA unveils key policy priorities for 2025
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Strengthening State-Level Consumer Protections
Credit Reporting Companies Ask Court to Pause Medical Debt Rule
Key Positions Announced for House Financial Services Committee
American Bankers Association, state affiliates ask Trump to halt regulatory actions pending a review
CFPB Research Reveals Heavy Buy Now, Pay Later Use Among Borrowers with High Credit Balances and Multiple Pay-in-Four Loans
CFPB Proposes Rule to Ban Contract Clauses that Strip Away Fundamental Freedoms
CFPB Finds Hundreds of Thousands of Mortgages in Southeast and Central Southwest US Likely Underinsured Against Flood Risk
CFPB Announces Plans to Regulate Nonbank Personal Loan Providers
NCUA Increases Scrutiny of Overdraft, NSF, and RDI Fees
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ABA, state bankers associations ask Trump to pause all open regulatory actions
Biden Administration Rulemakings at Risk for Congressional Review Act Cancellation in New Congress
Biden’s consumer watchdog is taking a big last-minute risk
Complying With the New “Open Banking” Regime: Primer and Fact Sheet
Credit Union Delinquencies Accelerate
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CFPB data spotlight analyzes small businesses’ financial security
CFPB discusses debt collection practices in the workplace
California Requires Consumer Finance Providers to Register by February 15
Federal Court Allows FCRA Claim to Proceed Over Alleged Unauthorized Credit Pulls
Ally lays off hundreds of employees
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X to Launch X Money in 38 States
Medical Debt Suit Against Credit Bureaus Tossed, For Now
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Wiley Consumer Protection Download (January 7, 2025)
US Consumer Borrowing Drops on Plunge in Credit-Card Balances
Second Circuit Clarifies FCRA Standing Requirement in Two Cases
Industry groups sue over Biden ban on medical debt from credit reports
CFPB Approves Application from Financial Data Exchange to Issue Standards for Open Banking
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CFPB Finalizes Rule to Remove Medical Bills from Credit Reports
2025 will be the year of credit union leadership training
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Consumer Financial Services Law Monitor – December 2024 in Review
The American Fintech Council Tells Congress to Get Moving on Key Issues
State Medical Debt Laws in Effect
CDIA Releases Updated Guidance on FDCPA Dispute Reporting
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CFPB Sues Vanderbilt for Setting Borrowers Up to Fail in Manufactured Home Loans
NCUA’s 2025 Supervisory Priorities
District Court Dismisses FDCPA and FCRA Action Against Community College
EDNY: Failure to State a Claim Under the FCRA Dooms a Related Claim under the NYFCRA
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CFPB Sues JPMorgan Chase, Bank of America, and Wells Fargo for Allowing Fraud to Fester on Zelle
CFPB Takes Action on Bait-and-Switch Credit Card Rewards Tactics
Consumer Harm Stemming from Certain Overdraft and Non-Sufficient Funds Fee Practices
CFPB Report Finds Significant Drop in Annual Mortgage Applications and Originations in 2023
CFPB caps overdraft fees at $5 without APR disclosure
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ABA’s mortgage advocacy update: Dec. 11
CFPB’s Chopra won’t resign prior to Trump’s inauguration
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Credit Card Delinquency and Balance Growth Will Moderate in 2025
Report: FDIC not ready to handle regional bank failures at time of SVB collapse
Harper Issues Letter to CU Execs Outlining NCUA’s Approach to Overdraft, NSF Fees
Gen Digital to acquire MoneyLion in $1B deal
Economic Growth and Regulatory Paperwork Reduction Act of 1996
The Semi-Annual Report of the Bureau of Consumer Financial Protection
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