Recent Industry News

TransUnion Launches First Look Functionality for Mortgage to Help Lenders Cut Origination Costs

TransUnion October 8

Ally CEO: ‘Strategy is about choices’

Banking Dive October 7

Consumers Get Choosier About Credit

PYMNTS October 7

FDIC’s Hill Defends Narrower Standard For Supervisory Criticism

CU Today October 7

Consumer credit growth falls short of expectations, signaling caution

Investing.com October 7

US consumer watchdog examiners adopt lighter touch amid pressure and threats, sources say

Reuters via Yahoo Finance October 7

America’s Credit Unions Launches Cybersecurity Hub To Help Credit Unions Protect Members, Institutions

CU Today October 7

Treasury changes preventing fraud, improper payments bring results

America’s Credit Unions October 7

Joint Trades Letter to the FHFA, HUD, USDA and VA on Appraisal Modernization

American Bankers Association October 7

ICYMI: Wall Street Journal: “Wells Fargo Faces Regulator Probe Over Efforts to Boost Black Homeownership”

HUD October 7

Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data

PYMNTS October 6

Banks prioritize responsible AI, governance as use soars

Banking Dive October 6

Banks prioritize responsible AI, governance as use soars

CIO Dive October 6

Auto Dealers Pull Banking Into Their Operating Software

PYMNTS October 6

FDIC, OCC Proposals on Confidential Supervisory Information Would Reduce Uncertainty

Bank Policy Institute October 6

Student Loan Debt Tops $1.7 Trillion

ACA International October 6

The Credit Union Lending Tool That Deserves Another Look

The Financial Brand October 6

Higher Prices Are Splitting Consumers Into Three Camps

PYMNTS October 6

Community finance and open banking technology can support ‘credit invisibles’ – Salad Finance

Finextra October 5

How credit unions can win back the used vehicle market

CUInsight October 5

Consolidated Reports of Condition and Income for Third Quarter 2026

FDIC October 5

Letter to the OCC on the Rules Regarding the Availability of OCC Information

American Bankers Association October 5

Letter to the Board on Regulatory Modernization and Relief for Mutual Holding Companies

American Bankers Association October 5

CFPB asks Seventh Circuit to affirm $43M judgment against student-loan debt-relief telemarketer

JD Supra October 5

Election is about elevating credit union champions

America’s Credit Unions October 5

ED and Treasury Roll Out Defaulted Loans Support Center

ACA International October 5

Two Harbors countersues UWM over hedging bet, alleged merger breach

HousingWire October 5

CFPB can’t say if it secured IT assets at regional offices it vacated, OIG says

FedScoop October 5

Capital Rules Blamed For Making New Credit Unions Harder To Launch—And Keep Alive

CU Today October 4

Plootus Report: U.S. Household Credit Card Debt Hits $6,501 Average, Draining $34,000+ in Retirement

PRLog October 4

Fintech Is Dead. Long Live Fintech.

Finextra October 4

Former FTC Chair Khan dismisses ‘constitution’ signed by AI leaders to self-police

ABC News October 4

Community Bankers Sue US Banking Regulator Over ‘Side Door’ Crypto Charters

Bitcoin.com News October 4

2027 credit union strategic planning starts with a risk conversation

CUInsight October 2

ABA relaunches anti-scam initiative with increased focus on artificial intelligence

Dodd Frank Update October 2

CFPB Proud to Support the National Strategy for Financial Literacy

Consumer Financial Protection Bureau October 2

CFPB Seeks Comment on Credit Card Data Collections

JD Supra October 2

Borrower sues Mr. Cooper, all three bureaus over post-bankruptcy credit wreck

Mortgage Professional America October 2

Judge orders feds to restore consumer watchdog funding

Courthouse News Service October 1

Ninth Circuit reverses $140M FCRA class action verdict over online credit pulls

JD Supra October 1

FTC Signals Focus on Corporate Oversight of AI

ACA International October 1

OCC, FDIC Implement Significant Policy Changes Covering MRAs and Unsafe or Unsound Practices

Morgan Lewis October 1

What the Latest Federal Reserve Rate Increase Means for Consumers

Consumer Bankers Association October 1

FHFA set to order Fannie, Freddie to accept two-bureau credit reports

HousingWire October 1

Buy Now, Pay Later Risk Management

Reuters October 1

ABA, associations seek passage of Fair Credit Reporting Act reform

ABA Banking Journal September 30

TransUnion Locks In 99-Cent VantageScore Pricing Through 2028

National Mortgage Professional September 30

H.R. 9331, STOP Payments Fraud Act of 2026

Congressional Budget Office September 30

5 takeaways from TransUnion report examining debt settlements

Auto Remarketing September 30

NCUA updates Simplified CECL Tool

America’s Credit Unions September 29

Equifax Second Quarter 2026 Market Pulse Index Report Sees First Pause in K-Shaped Economic Widening in Three Years

Equifax September 28

Banks and fintechs move from disruption to ‘co-opetition’ in payments

The Banker September 28

Rocket Mortgage Becomes First Home Lender to Use VantageScore as its Preferred Scoring Model on All Eligible Loans

PR Newswire September 28

Major lender prepares for a surprising shift in how Americans shop

TheStreet September 27

Major lender prepares for a surprising shift in how Americans shop

Yahoo Finance / TheStreet September 27

Wall Street Giant Warns AI Agents Could Trigger a New Kind of Bank Run

BeInCrypto September 27

Wall Street Giant Warns AI Agents Could Trigger a New Kind of Bank Run

Yahoo Finance September 27

Attorney General Bonta Celebrates Final Win in CFPB Funding Lawsuit, Consumer Protection Agency Must Remain Lawfully Funded

California Department of Justice September 25

Credit Unions Win Class Certification in Class-Action Lawsuit Against Apple Alleging Illicit Revenue from Apple Pay Fees

Hagens Berman September 25

Student Borrowers Sue Education Department for Reporting Cancelled Loans as Debt

Project on Predatory Student Lending September 24

Consumer Financial Services Bites of the Month

JD Supra September 24

VantageScore CreditGauge™ August 2026: New Consumer Credit Card Accounts Grow as Lenders Tap Credit Demand

Morningstar September 24

Students sue Education Dept., claiming it reported $4.6B in canceled loans as debt

The Washington Post September 24

Student loan borrowers sue Trump administration over forgiven debts on credit reports

CNBC September 24

DCUC, financial services groups back outcome-based FCC Robocall Mitigation Scorecard

CUInsight September 23

OCC Reports Mortgage Performance for Second Quarter of 2026

OCC September 23

Fintech After the Midterms: 3 Thoughts on How Politics Might Impact Policy

Finovate September 23

Mortgage rate predictions for the next five years: What you can expect through 2031

Yahoo Finance September 23

FDIC Proposal Could Make It Harder For Credit Unions To Buy Banks—And It Shouldn’t

CU Today September 23

Equifax launches two new intelligence solutions to help businesses mitigate automated fraud

PR Newswire September 23

Experian Becomes First Personal Finance App Integrated with Google Gemini

Yahoo Finance September 23

Synchrony Bank, Experian and other agencies targeted in credit reporting lawsuit

Top Class Actions September 22

New FDIC and OCC Rule Defining Safety and Soundness: No “Free Pass” for Banks and Employees

Davis Wright Tremaine September 22

OpenAI Hands Banks a Shortcut Around Billion-Dollar Core Rewrites

PYMNTS September 22

The IRS Has Handed CUs an Auto Loan-Compliance Nightmare

Credit Union Daily September 22

More Data, Not Less: What the Fannie Score Proves About Mortgage Underwriting

CDIA September 22

Nearly One-Third of Privately Insured Adults Carry Medical Debt

ACA International September 22

State Regulators Share Artificial Intelligence Examination Framework

ACA International September 22

NCUA Quarterly U.S. Map Review - Second Quarter 2026

NCUA September 22

Consumer credit score trends and debt behavior in 2026: What borrowers should know to strengthen financial health

Las Cruces Bulletin September 22

Troutman Pepper Locke Weekly Consumer Financial Services Newsletter - September 22, 2026

Lexology September 22

State Regulators Unveil AI Supervisory Framework for Financial Institutions

JD Supra September 21

Court allows FCRA class claims to proceed despite arbitration agreement’s class action waiver

JD Supra September 21

CSBS Releases Artificial Intelligence Supervisory Framework for State Examiners

JD Supra September 21

State regulators float AI framework for banks, examiners

Banking Dive September 17

Auto Lender OKs $709.5M Multistate Deal Over Subprime Loans

Law360 September 17

Total credit union assets increased 5% in 2Q 2026

America’s Credit Unions September 17

Financial Services Committee clears CFPB reform, regulatory relief bills

America’s Credit Unions September 17

EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can’t See

PYMNTS September 17

The Credit Cost Surge Isn’t the Problem — It’s the Symptom

National Mortgage Professional September 17

Credit Acceptance reaches $710 million predatory auto lending settlement with most US states

Reuters September 17

Statement by Chairman Travis Hill on the Proposed Rule Regarding Bank Merger Transactions

FDIC September 17

ABA Welcomes FDIC Proposals on State Bank Parity, Mergers

American Bankers Association September 17

CSBS Announces AI Supervisory Framework

CSBS September 16

Fed expected to hike interest rates for first time since 2023. See what it means for your money.

CBS News September 16

Experian Take the Guesswork Out of Credit Applications With Fast Track Pre-Approvals

Financial IT September 16

CFPB releases updated home loan buyer’s guide

ABA Banking Journal September 16

Lawmakers tout the impact of the industry’s mission at Caucus

America’s Credit Unions September 16

Companies Can Delegate to AI Agents but Can’t Delegate Accountability

PYMNTS September 15

Enova Scraps Grasshopper Bank Acquisition After Pressure From State AGs

PYMNTS September 15