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This week's top headlines

Court Vacates CFPB Rule on Medical Debt

JPMorgan Plans to Charge Fintechs for Customer Data, Bloomberg News Reports

NCUA Chair Kyle Hauptman Warns of Rising Credit Risks

Rental Data is Now Part of the Mortgage Underwriting System

DCUC Urges NCUA to Align Fair Lending Oversight with Federal Guidance

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Recent News

Goldman, Citi, BofA CEOs back a free Fed as Trump weighs Powell options
OCC Announces Enforcement Actions for July 2025
Community Reinvestment Act: Interagency Notice of Proposed Rulemaking to Rescind and Replace the 2023 CRA Final Rule
Agencies Issue Joint Proposal to Rescind 2023 Community Reinvestment Act Final Rule
‘Resist’ deregulatory spree, Fed’s Barr warns
Chargebacks persist as court voids FTC rule
NCUA Chair Kyle Hauptman Warns of Rising Credit Risks
Consolidated Reports of Condition and Income for Second Quarter 2025
DCUC Presses Lawmakers, Regulators On Key Credit Union Priorities
DCUC Urges NCUA to Align Fair Lending Oversight with Federal Guidance
Fed Vice Chair Bowman touts work to improve innovation, combat fraud
JPMorgan’s Dimon: Fed independence ‘absolutely critical’
Federal Reserve Proposes Revision to Bank Supervisory Ratings
NCUA outlines new approach to criminal liability offenses
Workers at the CFPB watch hopelessly as the GOP undoes their work
Advocating for ‘clean’ NDAA without interchange, financial services amendments
Statement for the Record before the House Financial Services Committee on the Hearing Entitled “Dodd-Frank Turns 15”
Jonathan V. Gould Takes Office as the 32nd Comptroller of the Currency
Judge Denies Joint Motion to Vacate CFPB Settlement with a Chicago-Based Non-Bank Lender
Fintechs Blast JPMorgan Over Data Fees
Joint Trades Press Statement on FHFA Announcement on Credit Scores
Trump to end student loan SAVE forbearance
Seeking CFPB Focus on Bad Actors After Changes to Funding
OCC Advances Key Priorities Under Acting Comptroller Rodney E. Hood
Tone at the top: OCC priorities from the Acting Comptroller of the Currency
Jonathan Gould confirmed as Comptroller of the Currency
New Data: Consumer Debt Crisis Drives Legal Stress to 5-Year High
New York Legislature Passes Landmark FAIR Business Practices Act: Implications for Consumer Finance Lending and Debt Settlement Industry
OCC Advances Key Priorities Under Acting Comptroller Rodney E. Hood
Fair Lending: Removing References to Disparate Impact
Rental Data is Now Part of the Mortgage Underwriting System
American Fintech Council Issues Comment On Open Banking, Access To Data And “Emerging Barriers”
Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans
Trump tax break for auto loans could save buyers thousands — but will it boost sales?
Tariff Worries Drive Credit Demand—And Credit Unions Could Reap the Rewards
JPMorgan Chase to Charge Fintech Companies for Customer Data Access
Trump’s FTC Chairman Is Becoming MAGA’s Answer to Lina Khan
Court nixes leaving medical debt off credit reports
Mortgage Delinquencies Are Exploding: What Smart Investors See Coming
JPMorgan Tells Fintechs to Pay Up for Customer Data Access
CFPB Reaches Settlement with FirstCash, Inc. and Its Subsidiaries for Military Lending Act Violations
Court Vacates CFPB Rule on Medical Debt
JPMorgan Plans to Charge Fintechs for Customer Data, Bloomberg News Reports
NCUA Issues Notice of Voluntary EGRPRA Review
The Credit Scoring Shake-Up: Why FICO’s Dominance is Crumbling and Fintech is the New King
FICO reporting could stunt BNPL
NAR Applauds FHFA Move to Expand Credit Scoring Models for Mortgage Underwriting
Consumer Card Debt Paydowns May Prove Temporary
State Watch: Consumer Protection Enforcement Update – June 2025: Hot AG Summer kicks off with California’s largest-ever CCPA settlement
FTC Sends More Than $2.9 Million to Consumers Harmed by Home Improvement Financing Firm
CFPB Fair Lending Official Who Raised Data Issues Put on Leave
The company behind your credit score is plunging on the stock market after a White House announcement
A Note on the New Credit Union Estimates in the G.19 “Consumer Credit” Statistical Release
New York Fed: Inflation expectations largely unchanged
American Fintech Council Provides Middle Ground in CFPB Case on New Open Banking Rule
CFPB Budget Slashed by Almost 50 Percent as Trump Signs One Big Beautiful Bill Act
NTEU Op-Ed Defends CFPB – National Treasury Employees Union
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter
Appeals court voids FTC’s ‘click to cancel’ rule just before it starts
Ballard Spahr Submits Amicus Brief on Behalf of Banking Trade Groups in Important SCOTUS Arbitration Case
FHFA Preserves Tri-Merge Credit Reports; ACU Calls For ‘Clean’ NDAA
Chime’s IPO is more than a milestone — it’s a model for fintech with purpose
No Full TIN, No Problem: FinCEN Approves of TIN Verification Through a Third Party
Buy Now, Pay Later: Regulatory Retreat in Washington, State Regulation on the Rise
Community Reinvestment Act, Fair Housing Act, and Equal Credit Opportunity Act: OCC Contact Information for Certain Notices and Posters
Federal Government Layoffs: Supreme Court sides with Trump for now
Lawsuit Claims 7 Companies Violated Fair Credit Reporting Act
Fannie, Freddie Now Allow Lenders To Use VantageScore 4.0
Consumer credit increased 1.2% in May
Texas Federal District Court Grants Summary Judgment on FDCPA and TDCA Claims Over Texts and Calls to a Wrong Number
11th Circuit revives Experian arbitration bid in FCRA suit
Fintech sector braced for fresh wave of disruption as AI changes the game
HUD seeking information about impact Buy Now, Pay Later has on housing expenses
Agencies allow banks to access tax ID numbers from third parties
Budget bill includes huge cuts to CFPB budget
FDIC report: 97% of supervised institutions rated satisfactory or better for consumer compliance
Law Shields Seniors from Credit Score Hits Due to Medical Debt
How DCUC And ACU Protected The Credit Union Tax Break
WebRecon May 2025 Stats: Mostly Up Again
OCC Report Highlights Key Risks in Federal Banking System
Insights from the CFPB’s Latest Report on Credit Invisibility
NYC Comptroller Requested Stronger Protections for New Yorkers Amidst Attenuated CFPB Authority
FDIC Issues 2025 Consumer Compliance Supervisory Highlights
FDIC Consumer Complaint Surge Led by Credit Reporting Disputes
CFPB drops $95M overdraft case against Navy Federal
OCC Report Highlights Key Risks in Federal Banking System
Technical correction and update to the CFPB’s credit invisibles estimate
No, a TikTok Trick Won’t Erase Student Loan Debt
Rocket Mortgage Launches Bridge Loan To Help Homeowners Buy Now, Sell Later
Acting Comptroller of the Currency Issues Statement on Proposal to Modify the Enhanced Supplementary Leverage Ratio
No Shotgun Pleadings, says court
Brain drain at OCC raises concerns about US model supervision
Fed kicks off effort to ease bank leverage rules
State Attorneys General | Regulatory Oversight
Federal Judge’s Decision May Bind CFPB to Previously Withdrawn Guidance Documents
Answers sought on illegal terminations under National Credit Union Administration’s Board
Five Things to Know About the New York Buy-Now-Pay-Later Act
Shifting Auto Behaviors Could Signal Growth for Credit Unions
Housing Market ‘Frozen’: J.P. Morgan Reports
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – June 2025 # 4

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