Recent Industry News

Judge orders feds to restore consumer watchdog funding

Courthouse News Service October 1

Ninth Circuit reverses $140M FCRA class action verdict over online credit pulls

JD Supra October 1

ABA, associations seek passage of Fair Credit Reporting Act reform

ABA Banking Journal September 30

TransUnion Locks In 99-Cent VantageScore Pricing Through 2028

National Mortgage Professional September 30

H.R. 9331, STOP Payments Fraud Act of 2026

Congressional Budget Office September 30

NCUA updates Simplified CECL Tool

America’s Credit Unions September 29

Equifax Second Quarter 2026 Market Pulse Index Report Sees First Pause in K-Shaped Economic Widening in Three Years

Equifax September 28

Banks and fintechs move from disruption to ‘co-opetition’ in payments

The Banker September 28

Major lender prepares for a surprising shift in how Americans shop

TheStreet September 27

Major lender prepares for a surprising shift in how Americans shop

Yahoo Finance / TheStreet September 27

Wall Street Giant Warns AI Agents Could Trigger a New Kind of Bank Run

BeInCrypto September 27

Wall Street Giant Warns AI Agents Could Trigger a New Kind of Bank Run

Yahoo Finance September 27

Attorney General Bonta Celebrates Final Win in CFPB Funding Lawsuit, Consumer Protection Agency Must Remain Lawfully Funded

California Department of Justice September 25

Credit Unions Win Class Certification in Class-Action Lawsuit Against Apple Alleging Illicit Revenue from Apple Pay Fees

Hagens Berman September 25

Student Borrowers Sue Education Department for Reporting Cancelled Loans as Debt

Project on Predatory Student Lending September 24

Consumer Financial Services Bites of the Month

JD Supra September 24

VantageScore CreditGauge™ August 2026: New Consumer Credit Card Accounts Grow as Lenders Tap Credit Demand

Morningstar September 24

Students sue Education Dept., claiming it reported $4.6B in canceled loans as debt

The Washington Post September 24

Student loan borrowers sue Trump administration over forgiven debts on credit reports

CNBC September 24

DCUC, financial services groups back outcome-based FCC Robocall Mitigation Scorecard

CUInsight September 23

OCC Reports Mortgage Performance for Second Quarter of 2026

OCC September 23

Fintech After the Midterms: 3 Thoughts on How Politics Might Impact Policy

Finovate September 23

Mortgage rate predictions for the next five years: What you can expect through 2031

Yahoo Finance September 23

FDIC Proposal Could Make It Harder For Credit Unions To Buy Banks—And It Shouldn’t

CU Today September 23

Equifax launches two new intelligence solutions to help businesses mitigate automated fraud

PR Newswire September 23

Experian Becomes First Personal Finance App Integrated with Google Gemini

Yahoo Finance September 23

Synchrony Bank, Experian and other agencies targeted in credit reporting lawsuit

Top Class Actions September 22

New FDIC and OCC Rule Defining Safety and Soundness: No “Free Pass” for Banks and Employees

Davis Wright Tremaine September 22

OpenAI Hands Banks a Shortcut Around Billion-Dollar Core Rewrites

PYMNTS September 22

The IRS Has Handed CUs an Auto Loan-Compliance Nightmare

Credit Union Daily September 22

More Data, Not Less: What the Fannie Score Proves About Mortgage Underwriting

CDIA September 22

Nearly One-Third of Privately Insured Adults Carry Medical Debt

ACA International September 22

State Regulators Share Artificial Intelligence Examination Framework

ACA International September 22

NCUA Quarterly U.S. Map Review - Second Quarter 2026

NCUA September 22

Consumer credit score trends and debt behavior in 2026: What borrowers should know to strengthen financial health

Las Cruces Bulletin September 22

Troutman Pepper Locke Weekly Consumer Financial Services Newsletter - September 22, 2026

Lexology September 22

State Regulators Unveil AI Supervisory Framework for Financial Institutions

JD Supra September 21

Court allows FCRA class claims to proceed despite arbitration agreement’s class action waiver

JD Supra September 21

CSBS Releases Artificial Intelligence Supervisory Framework for State Examiners

JD Supra September 21

State regulators float AI framework for banks, examiners

Banking Dive September 17

Auto Lender OKs $709.5M Multistate Deal Over Subprime Loans

Law360 September 17

Total credit union assets increased 5% in 2Q 2026

America’s Credit Unions September 17

Financial Services Committee clears CFPB reform, regulatory relief bills

America’s Credit Unions September 17

EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can’t See

PYMNTS September 17

The Credit Cost Surge Isn’t the Problem — It’s the Symptom

National Mortgage Professional September 17

Credit Acceptance reaches $710 million predatory auto lending settlement with most US states

Reuters September 17

Statement by Chairman Travis Hill on the Proposed Rule Regarding Bank Merger Transactions

FDIC September 17

ABA Welcomes FDIC Proposals on State Bank Parity, Mergers

American Bankers Association September 17

CSBS Announces AI Supervisory Framework

CSBS September 16

Fed expected to hike interest rates for first time since 2023. See what it means for your money.

CBS News September 16

Experian Take the Guesswork Out of Credit Applications With Fast Track Pre-Approvals

Financial IT September 16

CFPB releases updated home loan buyer’s guide

ABA Banking Journal September 16

Lawmakers tout the impact of the industry’s mission at Caucus

America’s Credit Unions September 16

Companies Can Delegate to AI Agents but Can’t Delegate Accountability

PYMNTS September 15

Enova Scraps Grasshopper Bank Acquisition After Pressure From State AGs

PYMNTS September 15

Gen Z Makes Credit Card Switching a Social Contest

PYMNTS September 15

The Forgotten Generation Is Broke: 50% of All New Bankruptcies Are 40-59 Year Olds

24/7 Wall St. September 15

MBA Sues New Jersey Over Disparate Impact Rule

Consumer Finance Monitor September 15

NCUA Vendor Oversight: What CUs Could Gain — And What It Could Cost

CUToday.info September 15

United Debt Relief Publishes the Federal Debt Rights Consumers Rarely Use as Collection Complaints Hit 387,400

EIN Presswire September 15

Credit union opportunities as 119th Congress winds down

America’s Credit Unions September 15

Joint Trades Letter to Congress on the American Lending Fairness Act of 2026

American Bankers Association September 15

The Forgotten Generation Is Broke: 50% of All New Bankruptcies Are 40-59 Year Olds

Yahoo! Finance September 15

Wells Fargo CFO Says the Bar for Bank Mergers Remains High

Barron’s September 15

NCUA Releases Second Quarter 2026 Credit Union System Performance Data

NCUA September 14

Keep Your Guard Up: Staying Diligent During CFPB’s Reprioritization

FTI Consulting September 14

Credit Union Earnings Surge 27% As Assets Reach $2.5 Trillion

CUToday.info September 14

FTC Launches Rule Guidance Program to Clarify Regulatory Gray Areas

ACA International September 14

District court rejects mortgage servicer’s summary judgment bid in FCRA dispute flag case

JD Supra September 14

DCUC Rolls Out Advocacy Playbook For Hill Visits, 2027 Priorities

CUToday.info September 13

Inflation is outpacing wage growth again, squeezing Americans’ paychecks

CNBC September 12

FCC advances joint Industry-requested TCPA relief

CUInsight September 11

Who Do Consumers Trust More? Human or AI Agents in Debt Collection

insideARM September 10

Block seeks OCC bank charter

Banking Dive September 9

Eighth Circuit Affirms That Consumer Reporting Agencies May Reasonably Rely on Official Court Records Under the FCRA

Foley & Lardner September 9

US housing agency to meet three credit bureaus this week, Pulte says

London South East September 9

Does Banking Consolidation Harm Households?

Cato Institute September 9

ACU’s Simpson Takes Interchange Fight To Washington Economic Forum

CU Today September 9

CreditRefresh In 2026: 8 Questions Consumers Should Ask Before Using AI Credit Dispute Software

Benzinga September 9

A strong step forward for CFPB reform, and an opportunity to make it even stronger

CUInsight September 9

Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – September 9, 2026

Consumer Financial Services Law Monitor September 9

Shock Freeze in U.S. Consumer Credit Jolts Markets

The Globe and Mail September 9

Gen Z debt hits historic levels as financial experts urge consumers to seek help sooner

FOX 13 Now September 9

OIG reviews impact of CFPB workforce and contract actions on supervision, enforcement and complaint operations

JD Supra September 8

America’s Credit Unions And Its PAC Invests 'Record' $10 million In 2026 Midterm Election

CU Today September 8

Fifth Third Becomes 9th Largest US Bank With Final Comerica Integration

PYMNTS September 8

Chime Inks $590 Million Deal to Buy Longtime Bank Partner Stride

PYMNTS September 8

The State AG Report – 09.03.2026

JD Supra September 8

Agencies clarify suspicious activity reporting confidentiality does not bar customer communications on fraud, account closures

JD Supra September 8

Two Sacramento-area credit unions plan to merge with $2 billion in assets

The Sacramento Bee September 8

Two Sacramento-area credit unions plan to merge with $2 billion in assets

Yahoo Finance September 8

The Daily: Consumer debt and financing apps (podcast)

The New York Times September 8

Shock Freeze In U.S. Consumer Credit Jolts Markets

TipRanks September 8

Credit counseling demand rises as inflation and high interest rates squeeze Americans

News3LV September 3

US credit unions meet for inaugural Financial Well-Being Exchange

Co-operative News September 3

Beyond Complaint Volume: Why Credit Bureau Dispute Data Needs Context

insideARM September 3

Seventh Circuit upholds FDIC’s in-house enforcement process

ABA Banking Journal September 1

$8.31M Trans Union Settlement Resolves Lawsuit Over Bankruptcy Remarks on Credit Accounts

ClassAction.org September 1

American Express credit reporting lawsuit alleges bank reported settled debt

Top Class Actions September 1

The debt-relief customer is getting younger. What’s driving Gen Z to seek help?

CNBC Select September 1