Credit Reporting News | Bridgeforce Data Solutions

AI in Credit Reporting and Disputes: What We’ve Learned and Why It Matters

October 19, 2026

Jamie Dimon Flags AI Agent ‘Liability Transfer’ Risk for Banks

October 20, 2026

CFPB Seeks Comment on Its Post-Complaint Consumer Survey

October 19, 2026

Two New FCRA Rulings Put Dispute Responses to the Test

October 20, 2026

NCUA Proposes Two More Deregulation Rounds Under Chairman Crews

October 20, 2026

Affordability Pressure Is Showing Up Across Consumer Credit

Instant Payments May Give Credit Unions a Deposit Growth Advantage

PYMNTS October 22

2026 Credit Karma Student Loan Debt Report

Intuit Credit Karma October 21

Student Loans To Be ‘Ejected’ From Education Department In ‘Secret Plan,’ Warns Group

Forbes October 21

Snap Finance Will Cancel $662 Million in Lease-to-Own Balances in a 17-State Settlement: What Texas, Florida and Wyoming Customers Should Know

Ginsburg Law Group October 21

TransUnion Fraud Scores Give Lenders Legal Basis to Cite Fraud in Credit Denials

Tech Times October 21

Survey: Bank servicers maintain customer edge in apps, websites

ABA Banking Journal October 21

CCCA would upend safe, reliable credit card system

America’s Credit Unions October 21

Credit Limits Plunge Across 36 States as Financial Strain Mounts, WalletHub Study Reveals

FF News October 21

TransUnion: Credit Washing Makes Some Borrowers 10 Times More Likely to Default

CU Today October 21

Trust No One, Verify Everyone: What’s Ahead for Cybersecurity

ACA International October 21

Trump Renews Push for Durbin-Marshall Bill, Drawing Sharp Response From DCUC

CU Today October 20

Equifax Delivers Strong 10% Revenue Growth in Third Quarter 2026 Driven by 8% Diversified Markets Revenue Growth Despite Challenging U.S. Mortgage Market; Returns $158 Million Cash to Shareholders

Equifax October 20

TransUnion Launches Industry-First Adverse-Actionable Scores to Combat Synthetic Identity Fraud and Credit Washing, Now Being Integrated With Oscilar

GlobeNewswire / StockTitan October 20

Mapped: Credit Scores Across All 50 U.S. States

Visual Capitalist / Yahoo Finance October 20

Mapped: Credit Scores Across All 50 U.S. States

Visual Capitalist October 20

Lex Machina 2026 Consumer Protection Litigation Report: Federal Filings Jump 31% to a Ten-Year Peak

GlobeNewswire / The National Law Review October 20

First Advantage and ID.me Announce FCRA-Compliant Identity Fraud Detection Product, Setting a New Standard for Hiring Trust

GlobeNewswire / Yahoo Finance October 20

4 keys to Wells Fargo’s strategy to transform the bank with AI

Banking Dive October 20

Bessent eyes 2027 or 2028 for Fannie, Freddie overhaul

POLITICO Pro October 20

FTC Issues Annual Report to Congress on Agency’s Actions to Protect Older Adults

Zip US Announces Expansion of Banking Partnerships to Support Long-Term Growth

Business Wire / Yahoo Finance October 19

Federal Help With Credit Errors Shrank. Your Rights Did Not

Patch — Ware Law Firm sponsored post October 19

Letter to the CFPB on the 1071 Final Rule

American Bankers Association October 19

Growth, Tech and Consolidation Are Changing Credit Union Leadership

Newsweek October 19

Main Street Ledger: Agentic AI Is Here. The Rules of the Road Must Keep Pace.

Consumer Bankers Association October 19

Consumer Affordability: October 2026 Snapshot

PYMNTS Intelligence October 19

Why We Can’t Solve the Affordability Crisis

POLITICO Magazine October 18

This Week’s Top 5 Stories in Fintech

FinTech Magazine October 17

New VantageScore 4.0 Mortgage Credit Score Simulator API Helps Lenders Say “Yes” to More Mortgage Applicants

Business Wire / Yahoo Finance October 16

Colorado Releases Interim Draft Rules for Automated Decision-Making Technology and Chatbot Safety: What Changed and How it Affects Financial Services Institutions

Troutman Pepper Locke / JD Supra October 16

The OCC’s Final Debanking Report and the CFPB’s Response: Key Takeaways

Troutman Pepper Locke / JD Supra October 16

ICYMI: CBA’s Lindsey Johnson Highlights Consumer Resilience, Regulatory Reform, and the Future of Banking in New Podcast Interview

Consumer Bankers Association October 15

OCC Releases Report on Large Banks’ Debanking Activities

Comptroller Gould Discusses Findings of Debanking Report

NCUA Announces Twelfth Round of Deregulation Proposals

NCUA October 14

CFPB Announces New Initiative to Address OCC-Uncovered Debanking by Large Banks

CFPB October 14

TransUnion and Bankrate Launch Hyper-Personalized Credit Matching for Millions of Consumers

FF News October 14

Letter to the OCC, Board and FDIC on the Joint Interim Final Rule re: Expanded Examination Cycle

American Bankers Association October 14

SoFi Tech Solutions Says FinTech’s Next Edge Is Showing Up at the Right Moment

PYMNTS October 14

Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – October 13, 2026

Consumer Financial Services Law Monitor October 13

Fintech Stocks in Focus as AI and Digital Innovation Drive Growth

Yahoo Finance October 13

BofA fined $1.21B over AML flaws

Banking Dive October 13

Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage

PR Newswire October 13

OCC Imposes $750 Million Assessment Against Bank of America for Deficient BSA/AML Compliance

JPMorgan CEO Dimon warns customers of ‘liability transfer’ with AI

Banking Dive October 13

Bank survey: Consumers want humans to verify AI financial decisions

ABA Banking Journal October 13

ABA State Associations Urge Banking Agencies to Adopt Durable Tailored CRA Framework

American Bankers Association October 13

New Report Highlights How California Puts Money Back in Consumers’ Pockets, Holds Bad Actors Accountable Using Landmark Law

California DFPI October 13

JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts

CNBC October 13

71% of Card Switchers Choose a Card Already in Their Wallet

PYMNTS October 12

Q3 2026 Consumer Finance Regulatory and Litigation News and Trends

DLA Piper October 12

SentiLink Announces Plans to Launch Repute, a Consumer Reporting Agency

PR Newswire October 12

SentiLink Announces Plans to Launch Repute, a Consumer Reporting Agency

Citi Readies Audit to Seek End of Federal Oversight and Speed Growth

PYMNTS October 12

As US medical debt grows, AI will be used more to collect it

The Guardian October 12

CFPB’s 2025 Fair Lending Report Chronicles Major Shift in Fair Lending Examination, Supervision, and Enforcement

Consumer Financial Services Law Monitor October 12

Social Media Is Telling Patients to Ignore Medical Bills

ACA International October 12

ACU, Banking Groups Seek Lame-Duck Vote On Bill To Curb FCRA Litigation

CU Today October 9

Equifax, TransUnion Launch New Tools To Cut Credit Report Costs

National Mortgage Professional October 9

Warren presses NCUA OIG over empty board

Banking Dive October 9

Consumer sentiment falls to 5-month low as frustration mounts over higher costs

Yahoo Finance October 9

How agentic payments present risk

Payments Dive October 9

Equifax Mortgage Score Select™ Supports Dual Score Approach

PR Newswire October 8

Equifax Reports Accelerated Adoption of VantageScore® 4.0 Across the Mortgage Industry

Equifax October 8

AFC Backs FFIEC CAMELS Overhaul with Push for Materiality-Led Review

The Fintech Times October 8

FTC probes Block after complaints of frozen accounts

Seeking Alpha October 8

Credit card competition bill gets recent push from Trump - report

Seeking Alpha October 8

TransUnion Launches First Look Functionality for Mortgage to Help Lenders Cut Origination Costs

TransUnion October 8

Large Bank Credit Card and Mortgage Data 2026 Q2 Narrative

Federal Reserve Bank of Philadelphia October 7

Ally CEO: ‘Strategy is about choices’

Banking Dive October 7

Consumers Get Choosier About Credit

PYMNTS October 7

FDIC’s Hill Defends Narrower Standard For Supervisory Criticism

CU Today October 7

Consumer credit growth falls short of expectations, signaling caution

Investing.com October 7

US consumer watchdog examiners adopt lighter touch amid pressure and threats, sources say

Reuters via Yahoo Finance October 7

America’s Credit Unions Launches Cybersecurity Hub To Help Credit Unions Protect Members, Institutions

CU Today October 7

Treasury changes preventing fraud, improper payments bring results

America’s Credit Unions October 7

Joint Trades Letter to the FHFA, HUD, USDA and VA on Appraisal Modernization

American Bankers Association October 7

ICYMI: Wall Street Journal: “Wells Fargo Faces Regulator Probe Over Efforts to Boost Black Homeownership”

Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data

PYMNTS October 6

Banks prioritize responsible AI, governance as use soars

Banking Dive October 6

Banks prioritize responsible AI, governance as use soars

CIO Dive October 6

Auto Dealers Pull Banking Into Their Operating Software

PYMNTS October 6

FDIC, OCC Proposals on Confidential Supervisory Information Would Reduce Uncertainty

Bank Policy Institute October 6

Student Loan Debt Tops $1.7 Trillion

ACA International October 6

The Credit Union Lending Tool That Deserves Another Look

The Financial Brand October 6

Higher Prices Are Splitting Consumers Into Three Camps

PYMNTS October 6

Community finance and open banking technology can support ‘credit invisibles’ – Salad Finance

Finextra October 5

How credit unions can win back the used vehicle market

CUInsight October 5

Consolidated Reports of Condition and Income for Third Quarter 2026

Letter to the OCC on the Rules Regarding the Availability of OCC Information

American Bankers Association October 5

Letter to the Board on Regulatory Modernization and Relief for Mutual Holding Companies

American Bankers Association October 5

CFPB asks Seventh Circuit to affirm $43M judgment against student-loan debt-relief telemarketer

JD Supra October 5

Election is about elevating credit union champions

America’s Credit Unions October 5

ED and Treasury Roll Out Defaulted Loans Support Center

ACA International October 5

Two Harbors countersues UWM over hedging bet, alleged merger breach

HousingWire October 5

CFPB can’t say if it secured IT assets at regional offices it vacated, OIG says

FedScoop October 5

Capital Rules Blamed For Making New Credit Unions Harder To Launch—And Keep Alive

CU Today October 4

Plootus Report: U.S. Household Credit Card Debt Hits $6,501 Average, Draining $34,000+ in Retirement

PRLog October 4

Fintech Is Dead. Long Live Fintech.

Finextra October 4

Former FTC Chair Khan dismisses ‘constitution’ signed by AI leaders to self-police

ABC News October 4